Why Ethos? (Senior Market Brochure)

“ This was a chore I had dreaded for so long... Ethos made it so easy! — Heather, Ethos policyholder “ Ethos has brought me so much relief knowing my family will be taken care of. — Georgia, Ethos policyholder

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We work with Ethos to help you protect what matters most with fast, easy life insurance from top-rated carriers.

For those who depend on you There’s no day like today to protect what matters most with life insurance.

“Excellent” rating from TrustPilot

4.8/5 stars on Google

A+ rating from Better Business Bureau

Ethos makes life insurance simple

Your questions, answered. Is life insurance affordable? Your price will vary, but most people overestimate the cost of coverage by more than 300%.† It’s worth getting a free quote to see your estimate. How are premium payments paid? Ethos uses bank drafts, and specific payment dates can be designated. Is the death benefit guaranteed? Guaranteed issue whole life policies feature a reduced death benefit for the first two years. In all other circumstances, death benefits are paid in full minus any outstanding policy loans. Claims are denied only due to suicide within the first two years of the policy life, or if we learn that parts of the application were answered untruthfully. Refer to your policy for details. †2021 Insurance Barometer Study, Life Happens & LIMRA © 2022 Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/ carriers. Products and their features may not be available in all states.

Approvals for almost everyone We approve nearly 95% of people because you deserve to protect your family, no matter who you are.

Three signs you need life insurance

No medical exams Instead, we ask a few health questions in the application, so you don’t have to do a blood test.

People depend on you You’re irreplaceable. But if you pass away, a life insurance policy ensures your loved ones receive a payout for funeral expenses, outstanding loans, or anything else they might need to cover. Peace of mind matters to you You’re covered for life, so you can stop worrying about life insurance and get back to what matters most: enjoying this moment in time. You want to save money While you may age like a fine wine, life insurance rates don’t—they get more expensive every year. Lock in your price now to avoid paying more later.

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A team to answer all your questions We’re happy to assist and support you anytime to ensure all of your questions are answered.

Reputable carriers We connect you with coverage you can count on from name-brand carriers your agent knows and trusts.

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Note: Florida residents only

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Lowest monthly rates for $10,000 in coverage*

Age Male

Female

60

$49/mo

$41/mo

65

$65/mo

$51/mo

*Example pricing for healthy, non-smoking males and females as of July 2022. Prices subject to underwriting.

70

$90/mo

$72/mo

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