Brooks&Crowley - March 2020

Need a Boost? Natural Supplements to Increase Your Energy

As spring kicks off, many people will be tempted to grab a Monster, Red Bull, or Rockstar to get through the day.

BEETROOT POWDER Beetroot powder is made from the roots of the beet plant and is rich in nitrate. Nitrate relaxes blood vessels, creating increased blood flow and oxygen delivery. This enables your body to produce energy more efficiently and maintain energy levels, making beetroot powder a great aid for endurance sports like running, soccer, and biking. In the International Journal of Sports Nutrition and Exercise Metabolism, a study reported that athletes could work out for 25% longer when they used beetroot powder. Fatigue didn’t set in until much later in their workout, which improved their training and performance. This spring, say goodbye to energy drinks and get the boost you need with one of these natural energy supplements.

improve brain function, including memory. You can get ashwagandha in pill form at most convenience stores around the world. CREATINE Many people don’t realize creatine is a natural energy booster because they get it mostly in processed, high-sugar energy drinks. However, in doses less than 5 grams, creatine provides impressive benefits during high-intensity activities, short-duration exercises, and sports, including football, shot put, and weightlifting. This compound is found in red meat, pork, poultry, and fish, and when consumed, it releases phosphates that give your body a quick burst of energy. Ingesting more than 5 grams, though, will leave you feeling bloated with a lot of stomach discomfort. Creatine powder can be found at most wellness stores. minimum amount of bodily injury protection people are required to buy in this state is $20,000, despite the fact that many auto accident injuries can cost upward of $80,000 in medical bills. Driving without UM/UIM coverage is an expensive gamble. NO MEANS OF RECOURSE The reason why we want to emphasize the importance of UM/UIM coverage is because an auto accident involving an underinsured driver is one situation where our options are extremely limited. The best accident attorney in the world could argue your case, but if the money for compensating you simply isn’t there, then it isn’t there. Making sure your own policy can step in and make up the difference is the best thing you can do to defend yourself from an otherwise bleak situation.

Energy drinks may give you a quick boost, but the high levels of caffeine and sugar can lead to migraines and increased anxiety. If over-consumed, these drinks can even lead to Type 2 diabetes. To avoid these health hazards, try out a few of these natural energy boosters instead. ASHWAGANDHA Ashwagandha is an evergreen shrub found mostly in India. As part of the Ayurveda system, an alternative medicine practice from India, it’s also known as “Indian ginseng.” The Alternative Medicine Review published a study indicating ashwagandha increases the body’s resilience to physical and mental stress by lowering levels of the stress hormone cortisol by 28%. Ashwagandha can also help you through long workouts and the 9-to-5 grind because it may also With all the talk of spring-cleaning in the air, it can be a good time to dust off your car insurance and make sure you have the right amount of coverage. In particular, you should look at the amount of uninsured motorist (UM) and underinsured motorist (UIM) coverage you have under your current policy. These often-overlooked numbers can make all the difference in the aftermath of an accident. A ROLL OF THE DICE According to the latest data from the Insurance Research Council, over 12% of drivers in Massachusetts either have no insurance or are underinsured. This may seem like a small amount, but consider what’s at risk. If one of these drivers severely injures you, their insurance policy likely won’t be able to cover your medical bills. The

Spring-Cleaning Your Insurance Policy Do You Have UM/UIM Insurance?

AN EASY INVESTMENT The silver lining is that UM/UIM coverage doesn’t cost much more to add to an existing policy. For most people, it amounts to a few extra dollars a year — and you get a lot in return. You see, UM/UIM coverage doesn’t just protect you when you’re behind the wheel of your car. It can apply when you’re in another vehicle or even when you're a pedestrian. Better still, it extends its umbrella of protection to all members of your household, helping you ensure your loved ones are taken care of. Don’t take your insurance policy for granted. This spring, take a look at the numbers and make sure you and your family are protected from motorists unable to foot the bill for injuries they inflict.

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