Abbott, Jordan and Koon LLC - 2026 Benefits Guide

NETWORK:

MEDICAL COVERAGE

Insurance Carrier:

Angle Health Medical Insurance: Cigna PPO Network

Medical Plan:

$1,500 Copay Plan

$3,400 HDHP Plan

In-Network: Primary Care Visits

$30 Copay

Deductible; then 20% Coinsurance

Specialist Care Visits

$70 Copay

Deductible; then 20% Coinsurance

Urgent Care

$70 Copay

Deductible; then 20% Coinsurance

Emergency Room Care

Deductible; then $350 Copay

Deductible; then 20% Coinsurance

Preventative Visit Copay

$0

$0

Diagnostic Testing (X-Ray / Blood Work)

Deductible; then 0% Coinsurance

Deductible; then 20% Coinsurance

Advanced Imaging

Deductible; then 0% Coinsurance

Deductible; then 20% Coinsurance

Plan Coinsurance

100%

80%

Employee Deductible

$1,500

$3,400

Family Deductible

$3,000

$6,800

Employee Out-of-Pocket Max

$3,500 (includes deductible)

$5,000 (includes deductible)

Family Out-of-Pocket Max

$7,000 (includes deductible)

$10,000 (includes deductible)

Inpatient Hospital

Deductible; then 0% Coinsurance

Deductible; then 20% Coinsurance

Outpatient Hospital or Facility

Deductible; then 0% Coinsurance

Deductible; then 20% Coinsurance

Out-of-Network Plan Coinsurance

50%

50%

Employee Deductible

$5,000

$6,600

Family Deductible

$10,000 $10,000 $20,000

$13,200 $10,000 $20,000

Employee Out-of-Pocket Max

Family Out-of-Pocket Max

Prescription Drugs 30-day supply Tier 1 - Generic

$0

Deductible; then 20% Coinsurance Deductible; then 20% Coinsurance Deductible; then 20% Coinsurance Deductible; then 20% Coinsurance

Tier 2 - Preferred

$10 $60

Tier 3 - Non-Preferred

Tier 4 - Specialty

Deductible; then 20% Coinsurance

Employee Semi-Monthly Deduction Employee Only

$0.00

$0.00

Employee + Spouse Employee + Child(ren)

$324.19 $279.84 $605.06

$219.63 $182.72 $453.45

Family

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