February 11, 2026 - Creek & Co., Employee Newsletter

February 11, 2026

CREEK & CO. CLUB VISION STATEMENT “To cultivate an exceptional and effortless lifestyle community.” CLUB MISSION STATEMENT “To curate unmatched access to outstanding facilities, expansive amenities, and industry-leading hospitality.”

VALENTINE’S DAY - SATURDAY, FEBRUARY 14

PRESIDENTS’ DAY - MONDAY, FEBRUARY 16

Preventive Care Page 4

Employee Parking

Notice Page 7

THE CURRENT | FEBRUARY 2026

HAPPY VALENTINE’S DAY

Valentine’s Day is a day recognized in many countries as a time to celebrate kindness, friendship, and appreciation for the people around us. Whether it’s a kind word, a smile, or a small gesture, it’s a great reminder to share positivity at work and beyond. Wishing everyone a happy Valentine’s Day!

HAPPY PRESIDENTS’ DAY

Presidents’ Day is observed on the third Monday of February and honors the leadership and legacy of the Presidents of the United States. Originally established to recognize George Washington’s birthday, the holiday has grown to celebrate the contributions of all U.S. presidents. It’s a great moment to reflect on leadership, service, and the values that continue to shape our country. We hope you enjoy the long weekend and take time to relax, recharge, or spend time with family and friends.

What Is Preventive Care?

Preventive care includes a variety of health care services focused on helping you maintain good health. Regular medical care focuses on treating illness, while preventive care aims to keep you from geting sick in the first place. Most health plans must cover a set of preventive services at no cost to you. These services include the following:

Annual checkups

Lab tests

Health screenings

Immunizations

Counseling

Your health plan may charge a fee if you receive services from an out-of-network provider or if the preventive service is not the primary purpose of your o ffi ce visit.

Why am I being charged a fee for preventive care?

Practice Preventive Care

When preventive care is combined with leading an overall healthy lifestyle, you can significantly increase your chances of avoiding chronic conditions in the first place. Consider the following tips for practicing preventive care:

Eat a balanced diet.

Schedule a general checkup.

Exercise regularly.

Avoid excessive alcohol and tobacco use.

Ensure you’re up to date on vaccinations.

Get screened as recommended.

With preventive care, you and your family could catch signs of health issues before they become more serious. Don’t wait until it’s too late—contact your doctor today to discuss your preventive care options.

Heart disease is the leading cause of death for both women and men in the United States, causing about 695,000 deaths annually , according to the Centers for Disease Control and Prevention. That means that 1 in 5 deaths are caused by heart disease.

• • •

What is heart disease? Heart disease is a term used to refer to several different types of heart conditions. Out of all the different conditions, coronary artery disease—caused by plaque buildup in the walls of the heart’s arteries—is the most common. Other common forms of heart disease include: • Heart failure • Arrhythmia • Valvular heart disease •Aortic aneurysms • Congenital heart defects Heart disease is often used interchangeably with cardiovascular disease. Cardiovascular disease typically refers to heart conditions that involve blocked or narrowed blood vessels, which can lead to chest pains, stroke and heart attacks. What are the symptoms of heart disease? The symptoms of heart disease can vary, and some people may not even know they have a heart condition until they have a heart attack. Common signs and symptoms of heart disease include shortness of breath, dizziness, chest pain, heart palpitations, weakness and fatigue. What are the treatments for heart disease? Treatment for heart disease will vary on a case-by-case basis. The goals of treatment for heart disease are to relieve symptoms, control or reduce risk factors, stop or slow further damage to the arteries, and prevent and treat cardiac events. Treatment includes several options:

Self-care and prevention Medications Procedures to open blocked or narrowed arteries, or to bypass them Cardiac rehabilitation

•

What are the risks for developing heart disease? There are certain uncontrollable factors that increase your risk of heart disease, including age, sex and family history. Generally speaking, those with a family history of heart disease, men and older people have a higher risk of developing a heart condition. However, other factors that increase your risk for heart disease, such as stress, inactivity, obesity, diabetes, smoking and a poor diet, are controllable. Is heart disease preventable? In many cases, heart disease can be prevented by living a healthy lifestyle and properly managing health conditions. Here are tips that may help prevent heart disease: •Refrain from smoking.

•Maintain a healthy weight. •Limit your sodium intake. • • Eat a well-balanced, healthy diet. Exercise regularly. •Manage your stress.

•Limit your alcohol intake. Where can I learn more? For more information about heart disease, please contact your doctor.

WELCOME TO THE TEAM!

WELCOMING OUR NEW TEAM MEMBERS We’re excited to share that our team is growing. Please join us in giving a warm welcome to the newest colleagues joining us. Each of them brings fresh experience, new perspectives, and a spark of energy that strengthens who we are and how we work together.

EMPLOYEE PARKING NOTICE

As outlined in our Vision, we are all working together to cultivate an exceptional and effortless lifestyle community for our Members.

To support this commitment, we ask for your cooperation in keeping the parking area adjacent to the Tennis Courts and Fitness Center and Spa reserved exclusively for members. Employees are not permitted to park in any part of the West (POA side) or the East (Loading Dock side) parking lots. All staff are to park in the 10 North parking lot (turn left at the first stop sign on Tournament Drive) . If you arrive and cannot find parking, you are to visit Valet and ask them where to park. Please ensure that the parking area near the Clubhouse remains available for Member use only. Your adherence to this policy is essential in maintaining the high standard of service and experience we promise our members.

Thank you for your continued support and professionalism.

WOMEN’S GOLF MEMBER GUEST A huge thank you to our amazing employees for creating a memorable experience for the Women’s Golf Member Guest event!

Your energy, dedication, and care made this golf event truly special.

FRENCHMAN’S CREEK BEACH & CC EMPLOYEE APP LOGIN Search “Frenchman’s Creek Beach & CC” in the App Store or Google Play Store.

Username: first initial + last name Password: last name (username & password all lowercase, no spaces) Employee Login Example Username: jsmith Password: smith

Scan the QR code to download Password credentials are all lowercase

INSURANCE QUESTIONS?

They can’t enroll you, but they can help with insurances questions. Available in English, Spanish & Creole.

FSA - FLEXIBLE SPENDING ACCOUNTS Flexible Spending Accounts (FSAs) help you budget and pay for eligible health care and/or dependent care expenses while saving money on taxes.

Both the Health Care and Dependent Care FSAs cover expenses incurred beginning January 1 or the following month after you enroll if you are newly hired. To be reimbursed, your expenses must be incurred before March 15 of the following year and submitted for reimbursement before April 1 of that year. Your account balance does not carry over from one year to the next. Any money remaining in your account after March 31 will be forfeited. This is known as the “use it or lose it” rule and is required by IRS regulations. Plan carefully to maximize

Wage Works/ Health Equity Service: 877-924-3967 Claims/Receipts: 877-472-8632 the value in this benefit. wageworks.com/employees.

INDUSTRY-LEADING HOSPITALITY AND OPERATIONAL EFFECTIVENESS CHALLENGE

OFFERING YOU AN OPPORTUNITY TO WIN GREAT PRIZES!

Every one of us plays a role in delivering industry-leading service. Small improvements in how we communicate, use tools, or streamline processes help us work more efficiently and create memorable experiences for our members and guests. Operational effectiveness is about working smarter, not harder. It means finding better ways to get things done while maintaining quality, safety, and the exceptional hospitality that defines who we are.

Share Your Example!

Tell us how your team delivers (or could deliver) industry-leading hospitality, as outlined in our Mission Statement.

Scan the QR code to submit

Selected entries will be eligible for:

A $250 taxable check

Entry into the Grand Prize Raffle for a Key West Vacation Package ($3,000 value) A feature on our “Wall of Fame” outside the Employee Dining Room (The Hub) ! Let’s keep raising the bar together and make operational excellence and hospitality go hand in hand.

FC EMPLOYEE HANDBOOK

Frenchman’s Creek encourages all employees to refer qualified job applicants for available job openings.

When making referrals, ensure the applicant indicates the employee’s name on their employment application as the referral source. If the referral is hired and completes 3 months of service and the employee is still an employee of Frenchman’s Creek, the referring employee is eligible to receive a monetary award. The reward is currently a gross amount of $300 for regular full time and part time hires.

PHARMACY BENEFITS INSIGHTS

DATE: WEDNESDAY, FEBRUARY 25, 2026 TIME: 2:00 - 3:00 PM ET

Brown & Brown invites you to a quarterly series of pharmacy benefit focused webinars. Fueled by data and insights from PharmaLogic®, Brown & Brown’s proprietary and industry-leading pharmacy claims analytics platform*, every session will focus on evolving pharmacy dynamics and trends driving prescription

drug use and cost that can in turn guide benefits decision-making. The Q1 2026 PharmaLogic® Spotlight webinar will feature:

2025 Drug Approvals Influencing Benefits Lipid Lowering Drug Trends Vaccine Guideline Revisions Biosimilar Use Injectable Drug Growth

GLP-1 Update Register Here!

SAFETY SELFIE ON PAR WITH OUR PEOPLE

See a workplace hazard? Take a selfie with it and send it to nlopez@frenchmanscreek.com

Once the hazard is fixed, send a before-and-after photo, and you will receive $25 as a thank you for helping keep Frenchman’s Creek safe!

Note: Managers are not eligible.

SAFETY TIP

Proper Lifting: Keeping a wide stance, bending at the knees and hips, and using leg strength rather than the back to lift . Keep the load close to your body at belly-button level, maintain a straight, slightly arched back, and avoid twisting your torso.

Never lift heavy items above shoulder level. Avoid, or take breaks from, repetitive lifting. If you feel fatigued, stop and rest to avoid injury. Push, rather than pull, heavy loads.

Employee Assistance Program

We’re Here to Help

Life’s not always easy. Sometimes a personal or professional issue can get in the way of maintaining a healthy, productive life. Your Employee Assistance Program (EAP) can be the answer for you and your family.

•

Legal assistance and financial resources • • • Online will preparation Legal library & online forms Financial tools and resources

•

Resources for: • •

Substance use and other addictions Dependent and elder care resources Access to a library of educational articles, handouts andresourcesvia mutualofomaha.com/eap

We’re Here to Help Mutual of Omaha’s EAP assists employees and their eligible dependents with personal or job-related concerns, including:

•

What to Expect You can trust your EAP professional to assess your needs and handle your concerns in a confidential, respectful manner. Our goal is to collaborate with you and find solutions that are responsive to your needs. Your EAP benefits are provided through your employer. There is no cost to you for utilizing EAP services. If additional services are needed, your EAP will help locate appropriate resources in your area.

• • Family and relationships Emotional well-being • Legal and financial matters

• Healthy lifestyles •Work and life transitions

EAP Benefits

•

Access to EAP professionals 24 hours a day, seven days a week •Provides information and referral resources Service for employees and eligible dependents Robust network of licensed mental health professionals Three face-to-face sessions* with a counselor (per household per calendar year) *Face-to-face visits can also be used toward legal consultations

• • •

Don’t delay if you need help Visit mutualofomaha.com/eap or call 800-316-2796 for confidential consultation and resource services.

more than three face-to-face sessions per six-month period. *California Residents:Knox-KeeneStatute limitsno

Insurance products and services are offered by Mutual of Omaha Insurance Company or one of its affiliates. Home office: 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Mutual of Omaha Insurance Company is licensed nationwide. United of Omaha Life Insurance Company is licensed nationwide, except in New York. Companion Life Insurance Company, Hauppauge, NY 11788-2937, is licensed in New York. Each underwriting company is solely responsible for its own contractual and financial obligations. Some exclusions or limitations may apply. 452833 _ Enhanced

FEBRUARY ANNIVERSARIES & BIRTHDAYS

ANNIVERSARIES DAY - NAME - DEPARTMENT - YEARS 7 - MacCarthy, Jeremy Alan - Engineering - 1 Year 14 - Walker, Jacob Ryan - F&B - 1 Year 20 - Torres, Maria Angelica - Housekeeping - 2 Years

BIRTHDAYS BIRTHDAY - NAME - DEPARTMENT 2 - Esguerra, Czean - Food and Beverage 2 - Jean, Romuald - Beach Club 3 - King, Ralph Ceferino - Culinary 3 - Torres, Maria Angelica - Housekeeping 4 - Rudd, Pamela Lynn - POA 6 - Torres, Renzo Giovanni - Stewarding 7 - Abellard, Roolmy - Food and Beverage 8 - Ajam, Thaakiyah - Food and Beverage 8 - Ile, Andrea - Finance 10 - Milien, Jean - Card Room 11 - Chiyadzwa, Ashley - Food and Beverage 14 - Kempf, Alexander Karl - Culinary 15 - Guillen, Victor Raul - Food and Beverage 15 - Low, Daniel - A&G 16 - Andrade, Maria Jose - Receiving 16 - Russo, Michael - Engineering 18 - Gede, Jean - Receiving 19 - Pierre Noel, Alex - Housekeeping 20 - Bato, Baturalp - Culinary 20 - Carlos, Joshua Steven - Golf Operations 20 - Espinoza Reyes, Raul - Culinary 20 - Pressemy, Darlande - Culinary 22 - Nyathi, Lindani - Food and Beverage 22 - Panzitta, Rocco - Golf Operations 23 - Sanon, Besner - GCM 26 - Beyer, Justin Ross - IT 27 - Beisel, Joseph Thomas - Golf Operations 27- Robuste, Taina Rebecca - Finance 29 - Krall, Steven Jerome - Food and Beverage

MEMBER LOOK AHEAD Be sure to read the Daily Club Communications sent to all members! It highlights important information and updates that you should be familiar with: February 11 - Theater Club

19 - Bocce Social 21 - Stone Crab Night 23 - Frenchman's Creek Speaker Series Hosted by Martin Krall 24 - Women's Bruno Cup 24 - Board of Governors Meeting 24 - L'Ecole Wine Dinner 24 - Reservations Open for Season Closing Party 25 - Maltz Theater 26 - Women's Bruno Cup

11 - Book Talks 11 - Golf Clinic 11 - Fitting Day 12 - Mike DelGuidice 13 - Couples Member-Guest 14 - Cupid's Creek Ball 14 - Lobster Night 14 - Valentine's Dinner 15 - Nine WIne and Dine 16 - Family Bocce Social 18 - Art Lecture Series

Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16

Made with FlippingBook interactive PDF creator