Why Ethos?

Protect the future you’re building

There's no day like today to protect what matters most with life insurance

Three signs you need life insurance (today) 1 You’re irreplaceable. But if you pass away, a life insurance policy ensures your loved ones receive additional financial support during a difficult time. People depend on you You just did something big 2 If you recently opened a business, grew your family, bought a house, or got hitched… congrats! All the more reason to get life insurance and protect those close to you. 3 While you may age like a fine wine, life insurance rates don’t —they get more expensive every year. Lock in your price now to avoid overpaying later. You want to save money

“This was a chore I had dreaded for so long... Ethos made it so easy!” — Heather, Ethos policyholder

“Ethos has b ro u ght me so m u ch relief k nowing my family will b e ta k en care of.” — G eor g ia, Ethos policyholder

Age

Male

Female

Monthly rates for $500,000 in coverage*

30

$20

$13

40

$30

$23

*E xample pricing for healthy, non - smoking males and females for a 10- year term life policy as of 8/6/25 . Your price is sub j ect to underwriting.

50

$60

$48

Ethos makes life insurance simple

Approvals for almost everyone We approve over 90% of applicants ages 20-851— because you deserve to protect your family, no matter who you are.

No medical exams Instead, we ask a few health questions in the application, so you don’t have to wait for a doctor’s appointment or do a blood test.

Reliable carriers We connect you with coverage you can count on, from carriers your agent approves of, too.

“Excellent” on

4.5/5 on Google

Your questions, answered.

Is life insurance affordable? Yes, our research shows more than half of consumers (55%) overestimate the cost of life insurance by three times the actual cost.2 It’s worth getting a free quote to see your estimate. Is life insurance through work enough? It’s a good start ! Ex perts say your coverage should be worth 10x your annual income. M ost employer plans cover about 1x your salary. C onsider getting an additional policy to make sure you have enough. W hat if I don ’ t work? E ven if you ' re not the breadwinner, there would still be a fi nancial impact if the worst happened. T he costs of childcare and running a household can add up fast – life insurance helps ease the burden.

R ead y to appl y? Talk to your agent today.

1 Averaged across ages. 2 LIMRA.com, 2023 T rustpilot rating as of 8/8/2 5. BBB accreditation as of 8/6/202 5. G oogle rating as of 8/7/2 5 .

© 2026 Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions. 202 5 09ETH-1638

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