Dickerson Oxton September 2018

TAKE A BREAK

BRIDGE THE GAP

this Missouri program has made in the lives of our clients, and we can’t recommend it enough. Again, the program is OPTIONAL, and insurance companies tend to obfuscate this low-cost, high-reward program. If you think Med Pay is the right move for you, ask for it by name when talking to your insurer.

As a supplement to your car insurance, Med Pay is used to cover your deductible when seeking medical treatment. This keeps out- of-pocket expenses low if you have to go to the hospital. This is incredibly important, especially for families just making ends meet. The time between filing an insurance claim and receiving a decision can be years. Having coverage to keep your finances in check and help you maintain good credit during this waiting period is a benefit few should go without.

NO PENALTY

Using Med Pay, your premiums will not increase for seeking

medical treatment. This means you don’t have to worry about what recovery will do to your checkbook — you can focus on actually getting better.

BeansandGreensRigatoni

Over the years, our firm has seen the difference

ingredients

• • •

12 ounces rigatoni pasta 1 bunch Tuscan kale, rinsed 1 15-ounce can cannellini (white kidney) beans 2 tablespoons extra-virgin olive oil, divided 1/2 teaspoon crushed red pepper flakes

CALL THE AUTHORITIES

are not enjoyable. Get the dog’s medical records quickly; you don’t want to get these shots if you don’t have to.

In the immediate aftermath of a dog bite, it is critical that you find out the dog’s medical history. In the event the owner isn’t present or isn’t in possession of the animal’s most up-to-date medical history, you’ll need the help of Animal Control to track down veterinary records and follow up with the owner. Furthermore, having a police report filed ensures there is an official record of the dog’s violent outburst. Not only can dog bites leave severe puncture wounds and lacerations, they can also put you at risk of serious diseases. That’s why finding out the dog’s veterinary records is so important: You’ll want to know whether or not you need to begin rabies treatment as soon as possible. The rabies virus is almost always fatal in humans if left untreated. If you aren’t 100 percent certain the animal that bit you has been vaccinated, getting the shot is the safest bet. But take it from us; the high fever, soreness, and potential hallucinations caused by this vaccine SEEK MEDICAL TREATMENT

FILE A CLAIM

• • • •

Most renters and homeowners insurance policies cover dog bites. That’s because treatment and recovery from the wounds left by these animals can be financially and emotionally taxing for the victim. Having a team of experienced personal injury lawyers on your side can help you in your interactions with the insurance company and the dog’s owner, helping you find the best path forward for your recovery.

Juice of 1 lemon

Salt, for pasta water and to taste 2 ounces fresh grated Parmigiano- Reggiano (optional)

directions

1. In a large stock pot, boil 6 quarts of liberally salted water. On another burner, heat a large skillet to medium-low. 2. Add pasta to boiling water and cook for 3 minutes less than the package recommends. 3. While pasta is cooking, add beans, red pepper, and 1 tablespoon of oil to skillet. Cook until lightly browned, about 5 minutes. 4. Add cooked pasta, kale, and 1 cup pasta water to skillet. Toss vigorously as kale cooks, about 4 minutes. 5. Transfer to bowls, top with a squeeze of lemon, sprinkle with cheese or salt, and serve.

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