MiPet Cover - Pet Insurance Policy Brochure

Our pet insurance policies

Lifetime Flex Walkaway Cover 365 Flex

mipetcover.co.uk

Lifetime Flex Our most comprehensive cover This is our lifetime package of protection. It provides your pet with lifelong cover for ongoing illnesses and injuries. In addition to the bundle of benefits on offer, you can flex your vet fee cover between £2,000 and £12,000. A lifetime policy to suit your needs and your budget. Our Lifetime Flex cover includes: a choice of veterinary fee cover between £2,000 to £12,000, reinstated each year Complementary treatment as recommended by your vet Additional benefits including third party liability cover (dogs only), advertising & reward, holiday cancellation, boarding and kennel fees cover, emergency treatment abroad, and many more benefits Perfect for pet owners looking for comprehensive lifetime cover.

Welcome to MiPet Cover pet insurance Let’s cover our best friends throughout all of their adventures.

Pet insurance helps with peace of mind. Most people don’t realise how much a veterinary bill can cost until the worst happens. Different breeds can also be prone to conditions that need lifelong treatment, such as diabetes or arthritis. Our policies provide you with peace of mind, helping you with any unexpected veterinary costs. Why MiPet Cover? MiPet Cover is here to help you care for your furry best friend. Our promise is simple. Live life to the fullest with your pet, and we’ll help you take care of the vet bills. Like their owners, pets come from all walks of life. And you need a policy that fits you both. That’s why we’ve created our range of pet insurance policies to put you and your four-legged family members first, covering you throughout all your adventures.

We’re a nation of animal lovers. At MiPet Cover, we know you love your pets and that they mean the world to you. Your furry friends are not just pets; they’re members of the family. We want to make sure they enjoy the healthiest, longest and happiest lives possible. We help to make sure our customers don’t need to worry about unexpected fees on their pet’s healthcare. We care about you and your pet living life with complete peace of mind, and that means knowing that we’ve got it covered, no matter what.

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Terms, conditions and excesses apply, and may be varied at renewal.

mipetcover.co.uk/LifetimeFlex

Walkaway Cover Our free cover for new puppies and kittens Our Walkaway Cover offers you peace of mind that your new puppy or kitten is covered in their early days. Getting started is easy. If your cat or dog is between eight weeks and one year old, book an appointment at reception for a health check. If your pet is eligible, cover begins straight away and you’ll have four weeks of free access to our WalkawayCover policy benefits:  Veterinary fee cover of £500 which can be ‘topped up’ Pet helplines available round the clock to support you with counselling and offer advice on pet legal matters Additional benefits including £1 million of third party liability cover (dogs only), advertising & reward, boarding and kennel fees coverand many more exclusive benefits Perfect for new puppy and kitten owners looking for peace of mind in the early days.

365 Flex Our 12-month policy Our 365Flex policy provides 12 months’ cover for the cost of treatment for accidents and illnesses. As our most economically priced policy, it’s a great place to start if you’re looking to keep the cost down in the short term.

 Veterinary fee cover of £2,500 or £5,000 per condition, for 12 months  Complementary treatment recommended by your vet Additional benefits including £1 million of third party liability cover (dogs only), advertising & reward, holiday cancellation, boarding and kennel fees cover, emergency treatment abroad and many more benefits

Perfect for pet owners who want reassurance or help with the unexpected treatment for their pet.

Terms, conditions and excesses apply, and may be varied at renewal. Walkaway Cover covers illnesses and accidents instantly. Not all dog breeds are eligible. If you need to make a claim during the four week period and need further veterinary fee cover, you have the choice to purchase a Lifetime Flex or 365 Flex to do so. This must be arranged before your Walkaway Cover expires or there will not be any additional cover available.

For a more comprehensive policy that covers ongoing conditions, such as arthritis or diabetes, please see our Lifetime Flex policies.

Get a quote

My nearest vet

mipetcover.co.uk/365Flex

mipetcover.co.uk/WalkawayCover

Terms, conditions and excesses apply, and may be varied at renewal.

Choosing the right pet insurance policy

To help you choose the right cover, we’ve broken it down as simply as we can.

Walkaway Cover

MiPet Cover Benefit

Lifetime cover explained: New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached during the policy term, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered. This is subject to the insurer inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry date of the policy. Please be aware that you need to renew your policy each year for cover to remain in force. The premium may increase each year due to rating factors such as age and claims made. If your pet suffers an illness during the policy term you may find it difficult obtaining cover for these conditions from other providers. About annual cover: Following an illness or injury, you have 12 months cover from the onset of each new condition up to the financial limit. Once reached or the 12 months has passed, whichever is sooner, any on- going treatment required as a result of the condition will be excluded from future claims. No further cover will be provided unless your insurance policy remains in force with no breaks in cover and premiums are kept up to date. This type of cover meets the demands and needs of a pet owner who wants to cover the cost of veterinary treatment for 12 months only for each illness or injury.

LifetimeFlex

365Flex

12 month

Lifetime per year

4 weeks

Product type

£2,500 per condition £250 per condition Choose between £100-£200

£5,000 per condition £500 per condition Choose between £100-£200

£10,000 per year

£2,000 per year

£4,000 per year

£6,000 per year

£8,000 per year

£12,000 per year

£500 of free cover

Vet’s fees Choose from

£1,000 per year

£1,500 per year

£2,000 per year

Including complementary therapies up to

N/A

Choose between £100-£200

Choose between £100-£200

Choose between £100-£200

Fixed excess Per condition, per year. Choose between £100 to £200 in £25 increments.

£100

Optional* variable excess Payable in addition to the fixed excess. WalkawayCover variable excess is mandatory.

10%

10%

10%

10%

10%

10%

Death from illness Max. age 8

£500

£750

£1,000

£1,500

£2,000

£150

Death from accident

£500

£750

£1,000

£1,500

£2,000

£150

Advertising

£500

£750

£750

£1,000

£2,000

£150

Reward

£500

£750

£500

£750

£1,000

£100

Loss by theft

£500

£750

£1,000

£1,500

£2,000

N/A

Boarding and kennel fees

£250

£500

£750

£1,500

£2,000

£250

Third party liability Dogs only

£1M

£1M

£1M

£2M

£3M

£1M

Holiday cancellation

£500

£750

£1,000

£1,500

£2,000

N/A

Quarantine costs

£250

£500

£500

£750

£1,500

N/A

Loss of pet passport

£250

£250

£250

£250

£250

N/A

Emergency expenses abroad

£250

£500

£500

£750

£1,000

N/A

Repeat tick & worming In case of delay returning to UK

£250

£500

£500

£750

£1,000

N/A

Helplines

*Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.

Terms, conditions and excesses apply, and may be varied at renewal.

Get in touch today on 0808 164 8000 or visit mipetcover.co.uk

5% multi pet discount *

0808 164 8000 mipetcover.co.uk

MiPet Cover is a division of CVS Group Plc. As the largest provider of veterinary services in the UK, we know everything there is to know about pet healthcare. We use this knowledge to make sure our customers’ pets have access to the highest possible standard of care. MiPet Cover is a trading name of CVS (UK) Limited which is an appointed representative of Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority (No. 306164). Registered in England and Wales number 02982445. Registered office: Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB. You can check this by visiting the Financial Services Register at www.fca.org.uk/register.

* Minimum premiums apply

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