MiPet Cover - Pet Insurance Policy Brochure

Choosing the right pet insurance policy

To help you choose the right cover, we’ve broken it down as simply as we can.

Walkaway Cover

MiPet Cover Benefit

Lifetime cover explained: New accidents and illnesses (conditions) are covered up to the specified financial limit in each policy term. If the limit is reached during the policy term, the cover stops until the policy is renewed. At the renewal date the limit is fully reinstated and the condition(s) will continue to be covered. This is subject to the insurer inviting the policy renewal and payment of premiums by the due date. No further cover will be provided beyond the cancellation or expiry date of the policy. Please be aware that you need to renew your policy each year for cover to remain in force. The premium may increase each year due to rating factors such as age and claims made. If your pet suffers an illness during the policy term you may find it difficult obtaining cover for these conditions from other providers. About annual cover: Following an illness or injury, you have 12 months cover from the onset of each new condition up to the financial limit. Once reached or the 12 months has passed, whichever is sooner, any on- going treatment required as a result of the condition will be excluded from future claims. No further cover will be provided unless your insurance policy remains in force with no breaks in cover and premiums are kept up to date. This type of cover meets the demands and needs of a pet owner who wants to cover the cost of veterinary treatment for 12 months only for each illness or injury.

LifetimeFlex

365Flex

12 month

Lifetime per year

4 weeks

Product type

£2,500 per condition £250 per condition Choose between £100-£200

£5,000 per condition £500 per condition Choose between £100-£200

£10,000 per year

£2,000 per year

£4,000 per year

£6,000 per year

£8,000 per year

£12,000 per year

£500 of free cover

Vet’s fees Choose from

£1,000 per year

£1,500 per year

£2,000 per year

Including complementary therapies up to

N/A

Choose between £100-£200

Choose between £100-£200

Choose between £100-£200

Fixed excess Per condition, per year. Choose between £100 to £200 in £25 increments.

£100

Optional* variable excess Payable in addition to the fixed excess. WalkawayCover variable excess is mandatory.

10%

10%

10%

10%

10%

10%

Death from illness Max. age 8

£500

£750

£1,000

£1,500

£2,000

£150

Death from accident

£500

£750

£1,000

£1,500

£2,000

£150

Advertising

£500

£750

£750

£1,000

£2,000

£150

Reward

£500

£750

£500

£750

£1,000

£100

Loss by theft

£500

£750

£1,000

£1,500

£2,000

N/A

Boarding and kennel fees

£250

£500

£750

£1,500

£2,000

£250

Third party liability Dogs only

£1M

£1M

£1M

£2M

£3M

£1M

Holiday cancellation

£500

£750

£1,000

£1,500

£2,000

N/A

Quarantine costs

£250

£500

£500

£750

£1,500

N/A

Loss of pet passport

£250

£250

£250

£250

£250

N/A

Emergency expenses abroad

£250

£500

£500

£750

£1,000

N/A

Repeat tick & worming In case of delay returning to UK

£250

£500

£500

£750

£1,000

N/A

Helplines

*Once added, it cannot be removed for the lifetime of the policy. Variable excess is compulsory for dogs 6 years+ and cats 8 years+.

Terms, conditions and excesses apply, and may be varied at renewal.

Get in touch today on 0808 164 8000 or visit mipetcover.co.uk

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