January Issue

Witness the Home’s Durability House hunting in winter gives you a chance to see how your potential new home handles harsh weather. Sure, moving to a new home during the spring and summer is probably a lot easier than when you have to bundle up and deal with icy roads. But suppose you fall in love with a house even with the weather at its worst. Then you can be confident that living there will only get better from here on out!

Tips for Buying in the Winter

Stick to your budget. Sure, home prices might drop a bit with the temperatures. But that doesn’t mean you should justify spending any more than 25% of your monthly take-home pay on monthly housing payments. To make sure your winter home purchase is a blessing and not a curse, calculate how much house you can afford and stick to it. Negotiate with confidence. Remember, there isn’t much competition. So, sellers will probably be willing to work with you. If the home inspection brings up some issues, don’t be afraid to ask your seller to make repairs or lower the asking price. Prepare for tax changes. Buying a house can complicate your tax situation, which is why it’s always a great idea to connect with a RamseyTrusted tax pro for knowledge. They can make sure you get every deduction and credit you’ve earned. If you follow these tips, there’s hope you’ll find the house you want and get a good price in the winter. Okay, here are a few tips to be extra-ready for buying a home in winter:

Made with FlippingBook flipbook maker