12-14-18

Real Estate Journal — Financial Digest — December 14 - 27, 2018— 19A

www.marejournal.com

M id A tlantic

F inancial D igest

Since 1978, Carl Berger Associates, Inc. has been a leader in the commercial loan industry and a long-time advisory board member of several banks/financial institutions in the tri-state area. We specialize in creating, coordinating and facilitating custom financing options for our clients. We have extensive knowledge and experience with government sponsored loan programs, grants and incentives from the Small Business Administration (SBA) and the New Jersey & New York Economic Development Authority (NJEDA & Build NYC) and tax exempt bonds for manufacturers, non-profit organizations, and educational (private and independent schools) which helps us to create innovative, favorable financing packages at the best possible rates. CBA Carl Berger Associates, Inc. Helping Businesses Obtain Commercial Financing

Your 1031 Exchange Resource We work with you to construct a customized replacement portfolio through the use of Delaware Statutory Trusts (DSTs) and/or actively managed properties.

For over 40 years, we have been helping clients in the following industries: Education (private and independent schools) 501c3 Non-Profit Organizations Manufacturing Warehouse Distribution Import/Export Retail Trucking

Current loan options include a 10-20% down payment and interest rates between 3-4% for the following use of proceeds: New Construction Line of Credit Acquisition of Land and Building Renovations and Expansions Refinance of Existing Corporate Debt Purchase of Machinery and Equipment

Edward Kasperavich, CFA, Deborah Stackpole, and Matthew Nielsen 45 N. Broad Street, Suite 401 Ridgewood, NJ 07450 201-258-4762 1031@stonecrestpartners.com www.stonecrestpartners.com Securities offered through Stonecrest Capital Markets, Inc., Member FINRA/SIPC

IF YOU NEED FINANCING, CBA CAN HELP

17 Furler Street | Totowa | NJ 07512 | 973.256.5330 | www.carlberger.com

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