ACCIDENT INSURANCE
Colonial Distributing offers Accident coverage through Guardian. The benefits listed below are payable if the service, treatment or procedure is due to injuries incurred in a covered, off-the-job accident.
Accident – Advantage Plan
Accidental Death Benefit: Employee
$25,000
Spouse
$12,500
Child
$5,000
Accident Coverage: Emergency Room/Urgent Care
$175
Ambulance: Ground
$150
Air
$1,000
Dislocations Surgical Procedure
Up to $4,400
Non Surgical Procedure Fractures Surgical Procedure Non Surgical Procedure Hospital: Admission:
Up to $5,500
$1,000
Confinement (per day up to 31 days per Covered Accident):
$225/day up to 1 year
ICU Admission:
$2,000
ICU Confinement (per day up to 15 days)
$450
Employee Cost Per Month
Accident – Advantage Plan
Employee Only
$12.07
Employee + Spouse
$20.51
Employee + Child(ren)
$21.24
Family
$29.68
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