2019 Colonial Distributing Benefit Guide

BENEFIT INFORMATION

Benefit

Who pays the cost?

Colonial Distributing pays the majority of the employee portion of the medical plan. You may enroll your eligible dependents for an additional cost. Colonial Distributing pays the majority of the employee portion of the (base) dental plan. You may enroll your eligible dependents for an additional cost. You may elect vision coverage for yourself and your eligible dependents on a voluntary basis and you will be responsible for the cost. Colonial Distributing offers salary continuance at a reduced rate of pay in the event of a non- occupational injury or illness that prevents you from working. Please See HR for policy information. Colonial Distributing offers voluntary life and accident coverage to enroll you and your eligible dependents for an additional cost.

Medical Insurance

YOUR BENEFITS PLAN

Colonial Distributing offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.

Dental Insurance

Vision Insurance

Salary Continuance

Life & Accident

ELIGIBILITY

All Regular full-time employees are eligible to join the Colonial Distributing Benefits Plan on the 1st of the month following 60-Days. “Regular Full-Time Employees” must be regularly scheduled and working at least 30 hours per week.

You may also enroll your dependents in the Benefits Plan when you enroll.

Eligible dependents include:

Your legal spouse

• Your married or unmarried natural children, step- children living with you, legally adopted children and any other children for whom you have legal guardianship, who are:

WHEN CAN YOU ENROLL?

► Under 26 years of age;

You can sign up for Benefits at any of the following times:

► A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. To be eligible, a Dependent must:

• After completing your initial eligibility period; • During the annual open enrollment period; • Within 30 days of a qualified family-status change.

• Be unmarried and not have dependents of his or her own; AND

Be a resident of Florida or a student; AND

If you do not enroll at one of the above times, you may enroll during the next annual open enrollment period.

Not have coverage of their own, or covered under any other plan, including Medicare

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