2019 Colonial Distributing Benefit Guide

VISION INSURANCE

Colonial Distributing offers vision coverage through Guardian. The Vision PPO Plan allows you to use in-network or out-of-network benefits. If out-of-network vision providers are used, you will be responsible for paying the difference between Guardian’s allowed amount and what the provider may charge, also known as “balance billing”.

Vision

Routine Eye Exams

$10 Copay

Lenses*

Single Bifocal Trifocal Lenticular

$25 Copay $25 Copay $25 Copay $25 Copay

Frames

$130 allowance

Elective: $130 allowance Medically Necessary: Covered in Full, after Copay

Contact Lenses

Frequency Exam

Once every 12 months

Lenses or contact lenses

Once every 12 months

Frame

Once every 24 months

• Lenses, Frames & Contacts are limited to either one pair of contacts or frames/lenses per calendar year.

Vision (Bi-Weekly Deductions)

Employee Contributions

Employee Only

$ 0.60 $ 3.27 $ 4.25 $ 6.96

Employee + Spouse

Employee + Child(ren)

Family

6

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