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Underwriting & Product Overview
Ethos IUL (Continued)
Included at no cost Care4Life Accelerated Death Benefit or Terminal Illness (for applicants not eligible for Care4Life) Lifetime Income rider Overloan Protection Benefit (endorsement) Ethos estate planning tools at no additional cost (except SD, WA, AK, and LA)
Available at an additional cost Accidental Death Benefit Waiver of Specified Premium
Available riders & perks
Available index accounts
S&P 500® Sector Rotator Daily RC2 5% Index | 1 Yr S&P 500® Index | 1 Yr & 2 Yr BNP Paribas Momentum Multi Asset 5 Index | 1 Yr & 2 Yr
Please refer to the (Agent Resource Center » Products) for cap and par rates. All accounts have a 0% floor.] Ethos agent portal
The S&P 500® Sector Rotator Daily RC2 5% Index has limited historical information having launched on 10 / 1 9/ 201 8 . F or more information about the S&P 500® Sector Rotator Daily RC2 5% Index, visit https:/ www.spglobal.com/spdji/en/indices/strategy/sp-500-sector-rotator-daily-rc2-5-index/ #overview. The S&P 500® and S&P 500® Sector Rotator Daily RC2 5% are products of S&P Do w J ones Indices LLC or its a ffi liates ( “ SPD J I ” ) and have been licensed for use by Ameritas Life Insurance Corp. S&P®, S&P 500®, U S 500, The 500, iBoxx®, iTraxx® and CD X ® are trademarks of S&P G lobal, Inc. or its a ffi liates ( “ S&P ” ) ; Do w J ones® is a registered trademark of Do w J ones Trademark H oldings LLC ( “ Do w J ones ” ). Ameritas Life Insurance Corp. ’ s life insurance products are not sponsored, endorsed, sold or promoted by SPD J I, Do w J ones, S&P, their respective a ffi liates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® or S&P 500® Sector Rotator Daily RC2 5% . The BNP Paribas Momentum Multi - Asset 5 Index (the “ Index ” ) has limited historical information having launched on 1 / 2 7/ 201 7 . F or more information about the Index, visit https:/ momentum5index.bnpparibas.com . The Ameritas Life Insurance Corp. ’ s life insurance product is not sponsored, endorsed, sold, or promoted by BNP Paribas or any of its a ffi liates (collectively, “ BNP Paribas ” ). Neither BNP Paribas nor any other party (including w ithout limitation any calculation agents or data providers) makes any representation or w arranty, express or implied, regarding the advisability of purchasing this product. The BNP Paribas Momentum Multi - Asset 5 Index, U S Innovative Leaders 5 Index, and U S G overnance Multi - Asset Index (the “ Indices ” ) are the exclusive property of BNP Paribas. BNP Paribas and the Indices are service marks of BNP Paribas and have been licensed for use for certain purposes by Ameritas Life Insurance Corp. Neither BNP Paribas nor any other party has or w ill have any obligation or liability to o w ners of this product in connection w ith the administration or marketing of this product, and neither BNP Paribas nor any other party guarantees the accuracy and / or the completeness of the Indices or any data included therein.
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