Underwriting & Product Overview
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TruStage™ Advantage Whole Life
Whole Life Insurance
Carrier
MEMBERS Life Insurance Company
Age 20–85 (age last)
Issue age
$5,000–$100,000
Coverage amounts
Age 18–70
$5,000–$100,000 ($50K max in OH)
Max face amounts by age
Age 71–75
$5,000–$50,000
Age 76–85
$5,000–$25,000
Premiums
Level
Not available in Connecticut or New York
States available
Payment options
Monthly, quarterly, bi-annually, annually via ACH
Underwriting criteria
8 health questions + Rx check . 100 % instant decision .
Underwriting classes
Non- T obacco and T obacco
Average customer profile
F inancial & credit history
Health
V ehicle violations
G ood / fair / poor credit resulting in mid / high CBI score depending on age
For more information about our TruStage™ products, please visit our TruStage FAQs.
G ood to fair health . Not currently disabled .
Not underwritten
Replacements
Unavailable
Available riders & perks
Ethos estate planning tools at no additional cost (except S D , WA, AK, and LA)
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