Underwriting & Product Overview
18
TruStage™ Guaranteed Acceptance Whole Life
Guaranteed issue whole life
Carrier
CMFG Life Insurance Company
Age 45–80 (age last)
Issue age
$2,000–$25,000 deferred death benefit. During the first two years, benefit for non-accidental death is limited to return of premium plus interest.
Coverage amounts
Premiums
Level
Not available in Washington or New York
States available
Payment options
Monthly, quarterly, bi-annually, annually via ACH
Underwriting criteria
No health questions. 100% instant decision.
Underwriting classes
N/A
Average customer profile
Financial & credit history
Health
V ehicle violations
Good/fair/poor credit resulting in mid/high C B I score depending on age
For more information about our TruStageTM products, please visit our TruStage FAQs.
Poor
Not underwritten
R eplacements
Unavailable
Available riders & perks
E thos estate planning tools at no additional cost (e x cept SD, WA, A K , and LA)
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