Underwriting & Product Overview
18
TruStage™ Guaranteed Acceptance Whole Life Guaranteed issue whole life
Carrier
CMFG Life Insurance Company
Issue age
Age 45–80 (age last)
$2,000–$25,000 deferred death benefit. During the first two years, benefit for non-accidental death is limited to return of premium plus interest.
Coverage amounts
Premiums
Level
States available
Not available in Washington or New York
Payment options
Monthly, quarterly, bi-annually, annually via debit/credit card, ACH
Underwriting criteria
No health questions. 100% instant decision.
Underwriting classes
N/A
Average customer profile
Health
Financial & credit history
Vehicle violations
Poor
Good/fair/poor credit resulting in mid/high CBI score depending on age
Not underwritten
For more information about our TruStage TM products, please visit our TruStage FAQs.
Replacements
Unavailable
Annual policy fee
N/A
Available riders & perks
Ethos estate planning tools at no additional cost (except WA & SD)
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