Ethos Field Underwriting Guide

Introduction

1

How do we do it?

Our underwriting platform Our product offerings Benefits the Ethos way

3 4 5

Underwriting data and eligibility

6

CBI score RX history MIB MVR Criminal history Human underwriting

6 7 7 7 7

8 8 8 9 9 10

Electronic questionnaire Prior lab data Medical records

Eligibility

Condition-specific ratings

11

Guaranteed issue coverage Red-flag medications

11 12

FAQ

13

Disclosures

15

Made with FlippingBook - professional solution for displaying marketing and sales documents online