How do we do it?
Our product offerings
Ethos works with trusted carriers to offer an array of term life products and whole life products that can be used for final expenses. These products offer face amounts up to $2 million and coverage for applicants 18–85, to fit a wide range of life insurance needs. The Ethos Term Life product suite has three products for varying risk profiles.
Every policy sold through Ethos comes with a 30-day free look period.
Min/max issue age
Product name
Product type Insurance issued by Coverage max
Ethos Term Life – Prime
Up to $2M (varies by age)
Term life
20-65
LGA or Protective
Ameritas Life Insurance Corp.
Ethos Term Life – Choice
Term life
Up to $1M
20-65
MEMBERS Life Insurance Company
TruStage TM Term Life
Term life (increasing)
Up to $300K
20-6 9
Ethos Inde x Universal Life
Inde x universal life
Ameritas Life Insurance Corp.
Up to $1M
20-65
MEMBERS Life Insurance Company
TruStage T M Adv a n tage Whol e Life
W hole life
Up to $100K
20-85
TruStage T M G uara n tee d Acc e p ta nc e Whol e Life
Up to $25K graded death bene fi t
CM F G Life Insurance Company
W hole life
45-80
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