Ethos Field Underwriting Guide

How do we do it?

Our product offerings

Ethos works with trusted carriers to offer an array of term life products and whole life products that can be used for final expenses. These products offer face amounts up to $2 million and coverage for applicants 20–85, to fit a wide range of life insurance needs. The Ethos Term Life product suite has three products for varying risk profiles.

Every policy sold through Ethos comes with a 30-day free look period.

Min/max issue age

Product name

Product type Insurance issued by Coverage max

Ethos Term Life – Prime

Up to $2M (varies by age)

Term life

LGA

20-65

Ameritas Life Insurance Corp.

Ethos Term Life – Choice

Term life

Up to $1M

20-65

TruStage TM Term Life

Term life (increasing)

CMFG Life Insurance Company

Up to $300K

20-69

J ohn Hancoc k Simple Term with V italit y with RO P

J ohn Hancoc k Life Insurance Company , U.S.A.

Term life

Up to $500K

20-50

Ethos Inde x Universal Life

Inde x universal life

Ameritas Life Insurance Corp.

Up to $1M

20-65

TruStage T M Advantage W hole Life

MEM B E R S Life Insurance Company

W hole life

Up to $100K

20- 8 5

TruStage T M Guaranteed Acceptance W hole Life

Up to $25K graded death bene fi t

CMFG Life Insurance Company

W hole life

45- 8 0

4

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