How do we do it?
Our product offerings
Ethos works with trusted carriers to offer an array of term life products and whole life products that can be used for final expenses. These products offer face amounts up to $2 million and coverage for applicants 20–85, to fit a wide range of life insurance needs. The Ethos Term Life product suite has three products for varying risk profiles.
Every policy sold through Ethos comes with a 30-day free look period.
Min/max issue age
Product name
Product type Insurance issued by Coverage max
Ethos Term Life – Prime
Up to $2M (varies by age)
Term life
LGA
20-65
Ameritas Life Insurance Corp.
Ethos Term Life – Choice
Term life
Up to $1M
20-65
TruStage TM Term Life
Term life (increasing)
CMFG Life Insurance Company
Up to $300K
20-69
J ohn Hancoc k Simple Term with V italit y with RO P
J ohn Hancoc k Life Insurance Company , U.S.A.
Term life
Up to $500K
20-50
Ethos Inde x Universal Life
Inde x universal life
Ameritas Life Insurance Corp.
Up to $1M
20-65
TruStage T M Advantage W hole Life
MEM B E R S Life Insurance Company
W hole life
Up to $100K
20- 8 5
TruStage T M Guaranteed Acceptance W hole Life
Up to $25K graded death bene fi t
CMFG Life Insurance Company
W hole life
45- 8 0
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