October 2024

TEXARKANA MAGAZINE

TRUST Thomas Smith, JD, LLM Community First Trust T homas Smith brings a wealth of expertise to Community First Trust as General Counsel of Trust & Wealth Management, where he plays a pivotal role in advancing the company’s commitment to serving special

needs families. At CFT, Smith is focused on building a division dedicated to Special Needs Trusts and Asset Protection Trusts, ensuring financial security for families with loved ones who require long-term care. At Community First Trust, the team understands the unique needs of special needs families and is dedicated to providing exceptional service. The company’s Special Needs Trusts help ensure that individuals with disabilities receive the financial support they need without compromising eligibility for government benefits like Supplemental Security Income (SSI) or Medicaid. CFT serves as a third-party administrator, managing trust assets to meet beneficiaries’ long-term needs while acting as an advisor to families navigating complex benefit structures. Families with children, grandchildren, or other loved ones living with a disability, as well as individuals receiving SSI, Medicaid, or personal injury settlements, can greatly benefit from CFT’s services. With a team of qualified professionals and an established network of local providers, CFT is committed to offering competitive pricing, straightforward administration, and tailored financial solutions that protect assets and support long-term well-being.

COMMUNITY FIRST TRUST FARMERS BANK & TRUST BUILDING 2900 ST. MICHAEL DRIVE TEXARKANA, TEXAS (501) 363-6980 COMMUNITYFIRSTTRUST.COM

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INDUSTRY INFLUENCERS 2024

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