CUT THE FINANCIAL UMBILICAL CORD HOW TO RAISE FISCALLY RESPONSIBLE ADULTS
Adulting is all about doing your own laundry, cooking, and grocery shopping. It means making informed decisions about time management, organizational skills, and understanding how to be financially responsible.
But how do you teach your teenager financial responsibility? Let’s explore five important lessons your child needs to gain financial independence! HELP THEM FIND OPPORTUNITIES TO EARN MONEY. Before your teen can learn to properly manage their finances, they must first make their own money! If they don’t have a job, encourage them to begin the hunt. If your teen is still too young to hold a job, consider paying them for chores around the house or yardwork. Once your teen has a cash flow, you can then teach them how to separate it into spending money and cash to save. OPEN A BANK ACCOUNT. If your child doesn’t have a bank account yet, it’s time to set up a checking and savings account for them. It’s a great way to provide them with financial independence while they still have access to your
guidance. While credit cards can be scary to trust your learning teenager with, you should consider a prepaid credit card they can use to learn the ins and outs of how credit cards work while still having a safety net to protect their credit. INTRODUCE THEM TO THE CONCEPT OF INTEREST. Interest can be beneficial or a disastrous hindrance, so your teen needs to understand how it works. While it can be beneficial for certain savings accounts, it can wreak havoc on credit card debt. Demonstrate interest with different real-life scenarios to show your teen how they can grow their money or rack up tons of debt. Whether your teen has just started earning their own money or is preparing to handle finances on their own, these simple tips can help you start training a fiscally responsible adult.
Here’s to Saliva!
FUN FACTS ABOUT YOUR SPIT
IT REPAIRS YOUR TEETH. When acids from food try to break down the enamel on your teeth, your saliva, which is ph-neutral works to coat your teeth and replace the minerals that acid takes away. This process helps to prevent tooth damage and decay. IT HELPS SPEED UP THE HEALING PROCESS. If you’ve ever had a wound in your mouth, you’ve likely noticed that it usually heals quickly. You can thank saliva for this! The antibodies
Swallowing saliva is second nature — it’s something that we do between 500 and 700 times a day. In fact, did you know that while we are sleeping, we swallow about three times an hour? While we are awake, we typically swallow about once a minute, and if we are eating, we tend to swallow our saliva even more. But, have you ever given any thought to why we swallow or what saliva is even made of? Here are some fun facts to get you thinking a bit more about how saliva plays a major role in your oral health! IT’S MOSTLY WATER. Saliva is actually 99% water, and the remaining 1% is comprised of electrolytes, digestive juices and enzymes, mucus-forming proteins, cholesterol, other proteins, and uric acid. These compounds help break down food, defend our mouths and bodies against illnesses, fight off infections, and keep our mouths clean. IT HELPS YOU TASTE. While the taste buds on your tongue are largely responsible for helping you taste your food, saliva plays a role too! Saliva acts as a solvent to help dissolve food particles and distribute them around your tongue to your taste buds.
in your saliva act as a healing solution to help speed up the wound recovery process. Your saliva may not necessarily be appealing, but it certainly is beneficial to your overall health and well-being!
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