Equifax Data Breach Response



Equifax's announcement on Thursday, September 7 th that the private financial information of 143 million people was breached by computer hackers may be one of the most severe security compromises ever, according to authorities in the credit monitoring industry. Given that the stolen information potentially affects about 44% of the U.S. population, it is important that you learn how to protect yourself and how to recover if you become a victim of identity theft or any other financial wrongdoing related to this cybersecurity incident.

Two quick steps you can take today to protect yourself:

1. Equifax, one of the three major consumer credit agencies in the United States, is offering complimentary credit file monitoring and identity theft protection to all U.S. consumers. The credit file monitoring includes three bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers - all complimentary to U.S. consumers for one year.

It is important to go to the website below and check if you might be one of the affected consumers. Make sure to check your spouse's info, and encourage your adult children to check, as well.

https://www.equifaxsecurity2017.com/ https://www.equifax.com/personal/

It is important to take action as soon as possible as the ability to enroll in the complimentary monitoring offer ends on Tuesday, November 21, 2017. Equifax may require you to provide additional information if you choose to enroll in the complimentary program. 2. Review the steps offered in the Commerce Trust Company "Identity Theft" safety education flyer available at this link: Learn How to Protect Yourself From Identity Theft [ https://online.flippingbook.com/view/471488] As an alternative to Equifax, there are also many other credit monitoring services available for your consideration. If you have additional questions about identity theft or other risks concerning your finances, please contact your Commerce Trust Company advisor.

Commerce Trust Company is a division of Commerce Bank. Commerce does not provide tax or legal advice to customers. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. NOT FDIC INSURED | MAY LOSE VALUE | NO BANK GUARANTEE

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