A Legal Guide to PRIVACY AND DATA SECURITY 2024

TABLE OF CONTENTS

DISCLAIMER .............................................................................................vi INTRODUCTION .......................................................................................vii LEGAL BASIS FOR A RIGHT TO PRIVACY .....................................................1 FEDERAL LAWS GOVERNING DATA PRIVACY AND SECURITY .....................3 HIPAA, COPPA, CAN-SPAM, ECPA, GLBA, TCPA, FCRA,FACTA, CFAA…...3 Welcome to federal data privacy law and the world of acronyms .................................................................................3 Use and Disclosure of Financial Information ..............................4 Gramm-Leach-Bliley Act (GLBA) .....................................4 Fair Credit Reporting Act (FCRA) and Fair and Accurate Credit Transactions Act (FACTA) .......11 Use and Disclosure of Medical Information ...............................17 The Health Insurance Portability and Federal Trade Commission Act (FTC Act) ...................................23 FTC Online Behavioral Advertising Principles .............................33 Children’s Online Privacy Protection Act (COPPA) .....................35 Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM) ................................................39 The Telephone Consumer Protection Act (TCPA) [47 U.S.C. § 227] ........................................................................42 Accountability Act (HIPAA) ............................................17 Medical Research - The Common Rule .........................23

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