PROTECT YOUR IDENTITY AND KICK SCAMMERS TO THE CURB 5 Ways to Deal With Annoying Robocalls
2. Download an ad blocker. For extra protection, you can download a separate ad blocker from the Apple App Store or Google Play. Hiya is a free app that will give you caller ID and block spam calls, and Nomorobo is an award-winning option that’s free for landlines and costs $1.99 per month for cellphones. 3. When in doubt, let it ring out. If you don’t recognize the number calling, don’t answer. You can always call back if they leave a legitimate voicemail.
According to the latest data, scammers and telemarketers make 1,528 robocalls to Americans every single second . No wonder they’re driving us all crazy! Some of these calls are legitimate reminders about doctor’s appointments and payment plans, but around 55% of them are just nuisances — and we can’t rely on the government to stop them. If you’re sick of hearing about “your car’s extended warranty” or the “student loans” you paid off 40 years ago, try these five tips to cut down on robocalls and outwit scammers. 1. Explore your carrier’s free tools. AT&T, T-Mobile, and Verizon all offer services to cut down on scam calls. Some of them are free and/or come with your phone, but others you have to pay for or activate. If you have Verizon, for example, you can download the “Verizon Call Filter” app from the Apple App Store or Google Play. Visit your carrier’s website or call them to learn about the tools they offer.
4. Suspect spam? Hang up. So, you
claimed to be with and call that number. If the real agency has no idea about the call, you’ve just escaped a trap. By taking all five of these steps, you can protect yourself and your wallet from Ponzi schemes, identity thieves, and annoying telemarketers. For even more specific advice, visit AARP.com and search “The Definitive Guide to Reducing Robocalls.”
accidentally answered a spam call. Whether it’s a person or a robot on the line, hang up immediately! Even saying your name or the word “yes” could set you up for identity theft. 5. Handle voicemails with care. If you get a suspicious voicemail, never call the number or visit the website given by the caller. Instead, Google the company or agency they
SO, WHAT ARE YOU WAITING FOR? We Got the Governor’s Seal of Approval
Not long ago, I spent some time talking face to face with Terry Branstad, the former Governor of Iowa. Of course, a lot of what we talked about was political in nature, but a few topics had nothing to do with politics.
Many people feel any kind of investing is way too questionable because there is NO STABILITY. But they don’t know about Heartland real estate. Our properties DO provide the stability investors crave, especially in terms of value and return.
We talked about old friends, where we grew up, and the plans we had for the rest of the year. We also talked about investments and the perceived lack of high- return, low-risk places for investors to turn these days. He and I agreed this perception leads people to an unfortunate place because they think they have to settle for low risks AND low returns or put their money in high-risk places like gold, silver, and cocoa futures. The good news I shared with Branstad is that Heartland Investment Partners’ real estate, specifically the properties my investment clients and partners are involved in, is leveling the playing field.
When I laid all of this out, the former governor thought multi-family investing and ownership sounded very appealing. Of course, not EVERY investment property is perfect. But the ones I share with investors like you who sign up for my emails come pretty darn close. They’ll help you get closer to where you want to be financially without “betting the farm” or accepting “peanuts” worth of returns.
I hope you’ve signed up for my emails and are at least checking those properties out. With my leads, you have an advantage. You’re ahead of the average investor — just like former governor Terry Branstad. Email me today at Darin.Garman@gmail.com and ask for a spot on the mailing list. –Darin
Do our investors get sky-high returns? No! But they don’t need to. They aren’t hunting for the highest returns in the whole world. They — and you — just want better returns than they’re getting right now on investments insulated from all of the daily economic and social BS we’re exposed to day after day.
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