Cancer, Heart & Stroke

Underwritten by: ManhattanLife Insurance and Annuity Company and The Manhattan Life Insurance Compnay 10777 Northwest Freeway, Houston, TX 77092

Standard Life and Casualty Insurance Company PO Box 510690; Salt Lake City, UT 84151-0690

Benefits and riders may vary by state and may not be available in all states.

This is not a complete disclosure of plan qualifications and limitations. Please access our website to obtain a completed list for the Cancer, and/or Heart & Stroke product at disclosure.manhattanlife. com . Please review this information before applying for coverage. The amounts of benefits provided depend on the plan selected. Premiums will vary according to the selection made. POLICY FORM NUMBER Lump Sum Cancer Policy: AK7029 (including state variations) Lump Sum Heart & Stroke Policy: AK7030 (including state variations) RIDER FORM NUMBER Cancer Recurrence Rider: AK7029CR (including state variations) Heart & Stroke Restoration of Benefits Rider: AK7030RR (including state variations) This brochure only provides a brief description of the important features of your policy. Only the actual policy provisions will control; therefore, it is important that you READ YOUR POLICY CAREFULLY.

SOURCE INFORMATION 1 https://www.uofmhealth.org/health-library/ncicdr0000781334 2 https://www.investopedia.com/insurance/why-do-healthcare-costs-keep-rising/ 3 https://www.forbes.com/advisor/retirement/seniors-debt-statistics/#:~:text=A%202019%20Congressional%20 Research%20Service,than%20%2431%2C000%20(2016%20dollars). 4 https://www.wsj.com/articles/consumers-adjust-to-higher-prices-11620552601 5 https://www.cancer.org/latest-news/facts-and-figures-2020.html#:~:text=Facts%20%26%20Figures%202020%20Re- ports%20Largest%20One%2Dyear%20Drop%20in%20Cancer%20Mortality,-Written%20By%3AStacy&text=The%20death%20 rate%20from%20cancer,from%20the%20American%20Cancer%20Society.

6 https://www.cdc.gov/bloodpressure/facts.htm 7 https://www.cdc.gov/heartdisease/facts.htm

8 https://www.heart.org/-/media/phd-files-2/science-news/2/2021-heart-and-stroke-stat-update/2021_heart_disease_ and_stroke_statistics_update_whats_new.pdf?la=en#:~:text=On%20average%2C%20someone%20dies%20of%20a%20 stoke%20every%203%20minutes,day%2C%20based%20on%202018%20data.&text=Decreased%20from%20a%20CVD%20 death,2%2C354%20each%20day%20in%202017 9 www.heart.org

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