Make the Grade! 3 STUDYING HACKS FOR SUCCESSFUL STUDENTS
Are your kids already sweating exams this fall? Fear not! Combine these tips with a regular studying routine, and they’ll be set for anything their teachers assign this year. CHEW ON THIS Not all classrooms allow gum, but those that do offer students a distinct advantage. According to Scientific American, chewing gum increases the flow of oxygen to the areas of your brain responsible for attention and memory. Your student can even coordinate gum flavors with each of their classes. Do they have a biology test coming up? Encourage your student to chew peppermint gum while they study and while they take the test. Their brain will associate the minty flavor with those plant cell organelles they studied for an hour the night before. PROOFREAD WITH GOOGLE Is your child trying to perfect an essay before a midnight deadline? Be sure they leave time to read their essay aloud! Tom Stafford, a psychologist who studies
meaning the change to their relationship. We reviewed medical records and met with his doctor to develop a brief but powerful questionnaire demonstrating damages. Notably, the doctor deemed Ray unable to work again. Ray was a welder at BMW, which provides excellent benefits, strengthening his lost wages claim. DEALING WITH OTHER CLAIMS TO RAY’S MONEY. Fortunately, Ray had health insurance that paid his medical bills. Health insurance needed to be paid back through subrogation. We negotiated a reduced bill for Ray, giving him more money in the end. As Ray is now on Social Security disability, he is eligible for Medicare. Sometimes Medicare demands part of a settlement for future medical bills it pays related to that injury. To protect Ray, we got proof so Medicare would assert no such claim. typos at the University of Sheffield, notes that when we reread our work, “we don’t catch every detail; we’re not like computers or NSA databases.” Your student doesn’t catch their typos because they don’t expect them! By reading their work aloud, your student can fix those typos as they come up. But why put in all the effort when they can let Google do it for them? They can simply copy and paste the essay into Google Translate and let it read the essay aloud. Hearing their work ring out in Google’s monotone speech will help them highlight and fix those mistakes. GET OFF FACEBOOK Is your child wasting all of their precious studying hours on social media? According to Common Sense Media’s 2015 national census survey, tweens and teens spend an average of six to nine hours on some form of media daily. Help your student learn to self-regulate with StayFocusd, a web extension available for free in the Chrome Web Store. By adding this extension to your web browser, you can limit the amount of time your child spends scrolling through Facebook and maximize the time they spend on Google Scholar and Quizlet.
Maximum Insurance for a Traumatic Brain Injury RAY’S MOTORCYCLE CASE
Ray sustained a traumatic brain injury on June 6, 2014. He was sideswiped as he drove home from work on his three-wheel motorcycle. Witnesses described the at-fault driver flying off an interstate exit, trying to beat traffic to cross four lanes of Reidville Road in Spartanburg. The impact slammed Ray into the pavement headfirst.
This case teaches three important lessons about severe accident injury claims.
THE WISDOM OF UNDERINSURANCE (UIM). We’ve preached the virtue of this insurance repeatedly, and this case shows exactly why. UIM is coverage on your policy that pays when an at-fault driver doesn’t have enough. Here, the at-fault driver had only $50,000 in liability coverage, far less than Ray’s medical bills. But before this crash ever happened, Ray had the wisdom to choose UIM for all six of his vehicles, giving him $600,000 extra coverage. Without it, he and his wife faced financial ruin. THE CHALLENGE OF TRAUMATIC BRAIN INJURIES. Ray’s brain injury did not immobilize him or require him to remain in care. If you never knew him before the crash, you might not notice his impairment right away. We built his case around the effect his brain damage had on the biggest parts of his life: his wife and career. We reported the changes in him, observed by his devoted wife, Jerrie. Part of the settlement was for her loss of consortium,
Ray’s employer paid him disability benefits. Often, the disability insurance company demands repayment. We convinced them not to.
We’re proud and thankful for the result we achieved for Ray. In addition to the damages Ray incurred, his family could have faced immense financial hardship. Thanks to his foresight to purchase UIM insurance, and the case we developed, Ray and Jerrie can live a normal life in the South Carolina foothills.
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