Omaha Insurance Solutions - July 2020

Hear What Our Clients Have to Say

Is Home Health Care Covered By Medicare?

What is home health care? It’s intermittent health care that occurs at home, consisting of fewer than seven days a week (or daily care for less than eight hours every day for up to 21 days). Imagine being unable to drive to a physical therapy clinic, so the therapist comes to your home instead. That’s home health care, and it can include a wide range of services like physical therapy, occupational therapy, speech therapy, and nursing care. It’s designed for individuals who wouldn’t be able to receive this care any other way. However, home health care is not home care. Home care would be services like housekeeping, bathing, and feeding, etc. (Medicare does not usually provide those types of personal services, strictly speaking, though there are exceptions at times that allow for a temporary home health aide.)

“Chris kept coming over and explaining everything to us until we understood Medicare and felt comfortable with it.” –La rry & Dia ne B.

Spicy Salmon Cucumber Bites

Home health care is covered by Medicare but requires four criteria to be met:

1. A physician must certify home health care is necessary. 2. The home health care provider must be from a Medicare-approved organization. 3. The patient must need at least one of the following: skilled nursing care, physical therapy, occupational therapy, or speech therapy. 4. The patient must be homebound. If the criteria is met, then your doctor will certify whether you need home health care during an in-person meeting. They will sign a certificate certifying that the person meets the Medicare qualification. Then, the doctor will lay out a plan of care that care professionals implement, and the certification lasts 60 days. At the end of the 60 days, they can recertify the patient for an additional 60 days. While the patient must be homebound, it doesn’t mean they can never leave their home for important things, like family events, hairdressing appointments, and some doctors’ appointments. However, getting regular health services outside the house would be an undue burden. Being homebound simply means they cannot leave their home without great difficulty and that the patient requires help, such as a wheelchair, walker, crutches, or specialized transportation. If you need this type of care, then make sure to work with a Medicare-certified home health care agency! Tremendous advances in technology have enabled seniors to stay out of expensive skilled nursing care. Nowadays, patients may receive very sophisticated treatment at home and do not need to be institutionalized, keeping the cost of treatment lower. It is an important and essential service that Medicare covers.

There’s nothing quite like a refreshing treat on a warm summer’s day. Mix up this cool appetizer for your new favorite snack.

Ingredients

• 1/4 cup paleo mayonnaise • 1/4 tsp smoked paprika • 1/4 tsp Tabasco, or to taste • 1/2 lb salmon, cooked • 1 tbsp minced shallots

• 1 tbsp chopped chives • Salt and pepper, to taste • 1 English cucumber, peeled • 4 cherry tomatoes, quartered for garnish

Directions

1. In a small bowl, mix together mayonnaise, paprika, and Tabasco. 2. Flake the salmon into large bite-size pieces. 3. Add the salmon, shallots, chives, salt, and pepper to the Tabasco mixture and combine. 4. Cut the cucumber into 3/4-inch slices. 5. Using a melon-baller, scoop out the center of each cucumber slice but leave the bottom fully intact so the filling doesn’t fall through. 6. Divide the salmon mixture and put dollops into each cucumber slice. 7. Garnish with cherry tomato.

Inspired by NomNomPaleo.com

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