The Law Offices of William F. Underwood III - November 2021

HAVE A LOW- STRESS HOLIDAY

TIPS FOR A MERRIER TIME

he holidays are right around the corner, and while many people can’t wait to eat turkey and swap presents, others only see stress on the horizon. Especially for those hosting parties, between decorations, big dinners, excited kids, and visiting family, it can all feel overwhelming. If celebrations are happening at your house this year, here are three tips to lessen the strain and keep up the holiday cheer.

ingredients you need a few weeks in advance will reduce both your workload and anxiety.

Don’t Expect Perfection The sooner you let go of the idea of a “perfect” holiday, the sooner you’ll be able to have a happy one. Face it: Something will go wrong. Whether it’s an overcooked dish, a child throwing a temper tantrum, or your uncle talking politics at the dinner table, nothing will ever go just how you planned. So, embrace the imperfections. Whether you’re celebrating this year with a group of two or 20, holidays can be a stressful time — but they don’t have to be. With these tips, your festivities may not be picture-perfect, but they will be a lot of fun.

Recharge First Ensure you’re rested and recharged before the holidays by taking time to relax, getting enough sleep, and engaging in activities that make you feel good. When you’re rushing to get everything done, it can be tempting to skip self-care routines, but that will cost you in the long run. Your daily exercise and BE A FINANCIAL PRO 3 Ways to Improve Your Budget While Waiting for Compensation The U.S. criminal justice system has afforded defendants and victims a right to a speedy trial, but speed isn’t always possible in a civil court case. As a result, when you’re injured, can’t work, and have medical expenses to contend with, your finances can feel like an endless, mind-boggling maze. So, conquer your finances as you await much-deserved compensation with these go-to tips!

other health activities keep you balanced and ready to face challenges head-on.

Get Started Early Holidays always arrive faster than we expect, so begin preparing early. If shopping for presents is a pain point, don’t wait until the last minute. Decorate earlier than you need to — or better yet, get the kids to do it for you. There’s only so much cooking you can do ahead of time, but ensuring you have all of the equipment and nonperishable

Track It

Notify People

If you already do this, keep it up! If not, it’s time to start. Download an app — Mint and PocketGuard are highly recommended by NerdWallet — or keep a pencil-and-paper planner with details about your expenses and income. Set hard guidelines for what you can spend (on what and where), and track your ability to follow your budget. This will provide tangible proof of the health of your finances, while also identifying weak points.

More often than not, the people in your life you owe money to are understanding. Notify companies and people who are part of your monthly bill cycle of your situation. For example, if you live in an apartment building, notify your landlord of your case. They may be able to work with you to establish a payment plan that’s more convenient for you. Furthermore, you may learn about programs that exist to help people in your exact situation. Bonus Tip : Start meal planning! When you know exactly what you need from the grocery store each month, you’re less likely to overspend. At the Law Offices of William F. Underwood, our goal is to help you start this next chapter of your life with the knowledge you need to succeed. If you would like help finding additional resources, contact us today.

Unsubscribe

We’re not asking you to give up Netflix, but are there some subscriptions you use more than others? More than likely. Make a list of everything you subscribe to and all expenses you have throughout the week. Then, consider what you can remove from your budget. You may even decide to give up cable in favor of a platform like Hulu, which can host some of your favorite shows for half of the price.

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