Navigate Your Dream Retirement
Strategies to Protect Your Savings and Your Future
Have you heard about the retired couple who has traveled on more than 100 cruises? Judy and James Franklin made headlines this past spring when the story of their many adventures on the high seas went viral on the Internet. Not all of these cruises were in retirement, mind you. They’ve been spread out over 56 years of marriage. But today, these active retirees enjoy six to 10 cruises a year, often accompanied by some of their children, grandchildren, or great- grandchildren. The Franklins, who are 73 and 76 years old, are proving that it’s possible to live that dream retirement, whether the dream is sailing the world, embracing the RV lifestyle, spending time with the grandkids, or growing old in the home a couple has built together. Ten cruises a year isn’t everyone’s idea of fun, which is why there’s no “one size fits all” strategy in retirement planning.
It’s also important to discuss your risk tolerance with your spouse. The Franklins are able to enjoy their exciting retirement lifestyle because they are on the same page and in agreement when it comes to their finances. Married couples should be planning their retirement together to make sure their plans and strategies are complementary to each other. The last thing anyone wants to do in retirement is to be forced to go back to work in order to supplement their income. It’s a little hard to hop on a cruise ship or spend Thanksgiving with the grandkids out of town when you’re working a nine-to-five again. Learn more about risk tolerance and the strategies necessary to implement in order to avoid running out of money in retirement by calling 904-232-8760. The professionals at Wolf Retirement Navigation are looking forward to helping you realize your dream retirement, whether that dream is on the high seas or in your own backyard.
the first step is assessing risk. How much can you afford to lose? How much risk is too much? Why take more risk than you need to meet your goals? As a general rule of thumb, if you can sleep at night without worrying about the stock market, you’re probably doing fine in the risk department. However, bear in mind that time is not on our side during the retirement years. Age plays a huge role in risk tolerance, as does the stage of life you’re in.
When it comes to realizing your retirement goals and lifestyle choices,
SUDOKU
The main course on the Fourth of July almost always works with paleo diets, but that isn’t always the case with sides and appetizers. This salad offers a great way to enjoy some paleo fare without having to resort to only eating grilled meats.
INGREDIENTS
• 1 small shallot, thinly sliced • 4–5 medium tomatoes, preferably heirloom, seeded and cut into wedges • 6–10 medium basil leaves, cut into ribbons
• 1 tbsp aged balsamic vinegar • 1 tbsp extra-virgin olive oil • Salt and pepper, to taste
DIRECTIONS
1. Place shallots in balsamic vinegar for 15 minutes. Drain and pat dry using paper towels. 2. Assemble tomatoes on a plate, top with basil and shallots, and season with salt and pepper.
3. Drizzle olive oil over top of salad and serve immediately.
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2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island
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