V I P P E RK : T I M ' S I N S URANC E POL I CY R E V I EW
When you are a member of our VIP Program, you will benefit from our attorneys, Russell and Ashley, reviewing your automobile insurance policy. We will guide you on what we think you should change on your policy to ensure that you and your loved ones are protected in the event of a motor vehicle accident. This month we reviewed Tim’s insurance policy. Continue reading to see our suggestions to make sure that him and his family are protected in the event of a car wreck.
Tim has the following coverage in Liability and Uninsured and Underinsured Motorist: $100,000 in Bodily Injury per person injured $300,000 in total coverage for every car wreck $50,000 in Property Damage $2,500 in Personal Injury Protection (PIP)
We personally suggest he upgrades his policy limits to $1,000,000; $500,000 at the least.
What’s The Importance Of UM, UIM and PIP Insurance? To start off, make sure you understand what UM, UIM and PIP stand for. Here’s a quick explanation: UM stands for Uninsured Motorist
UIM stands for Underinsured Motorist PIP stands for Personal Injury Protection
Do y o u w a n t t o e n s u r e y o u r f am i l y i s s a f e i n t h e e v e n t o f a w r e c k ? S e n d u s y o u r i n s u r a n c e p o l i c y a n d w e w i l l r e v i e w i t f o r y o u t o ma k e s u r e y o u a r e c o v e r e d ! What Can The Button Law Firm Do To Help? If you have recently been in a car accident, please feel free to download our free consumer guides on car wrecks from our website. We created these to make sure you and your family are informed about your rights. If you have any other questions after checking out our legal library on car wrecks, give us a call at 214-888-2216. We'd love to answer any for you! UM and UIM is beneficial in the event that you and your family are hit and the driver responsible for the wreck doesn’t have enough liability to cover you and your family’s expenses. Or worse - they don’t have any insurance at all. This is where PIP comes into place. Make Sure You Have It Most people opt out because they say "I'll never need it." However, all of my clients that have come in my door immediately start calling their insurance agent and requesting that UM/UIM be added or increased. You should not be any different. This can protect you when you get hit by an uninsured driver or a minimum policy driver. The importance of having this won't seem that big of a deal until you or a loved one is faced with these circumstances and are left to figure things out on your own. Taking these precautionary steps and covering your back is not only a smart thing to do but should be your priority. We have seen some unbelievable cases that could have had a different outcome if they had UM/UIM coverage. It is always easy to say "I drive safe," or "I have never been in a wreck so I don't need it." Well we all hope that continues for all of these people's statements, but the truth of the matter is, it's not always about how you drive, and accidents happen daily. Protect yourself and try not to fall into the unfortunate statistics. Get UM/UIM; you will be glad you got it.
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