First Time Buyer October/November 2026

CONTENTS

COVER INTERVIEW – GRACE VICTORY

I want everyone to find joy in their life and it helps if you think positively and feel good about yourself

106 Shared Ownership myths debunked Shared Ownership can be complex, but Joel Taylor, Business Development Manager at Owen Paulo, debunks the myths and explains how it doesn’t need to be as complicated as it seems.

REGULARS

44 Hotspot We look at Hackney Wick as a place to live. 50 Hotspot We take a look at Eneld as a place to starting your search. 58 Hotspot Is Harrow the place where you would like to buy your rst home? 66 Hotspot Is Bracknell calling you? 72 Hotspot We look at Aylesbury as a place to buy your rst home. 84 First home, rst meal This recipe for Massaman pork with Goi Chay salad, created by award- winning chef Kray Treadwell, owner and chef patron of Birmingham’s 670 Grams, will be a sure-re hit. 114 20 Questions We ask 20 quick-re questions to a property expert and in this issue Mark Bastin, a First Time Buyer Magazine Awards judge and a specialist in new homes marketing is in the spotlight.

FINANCE

92 First Time Buyers – How to Get Mortgage Ready Preparing for a mortgage application can sometimes feel a little overwhelming. Metro Finance has set out the key steps to set you Will new Prime Minister Andy Burnham seize the chance to make radical reforms to help rst time buyers? Kay Hill looks at the changes the Fabian Society are urging him to adopt, from a new Help to Buy-style scheme to a radical giveaway of homes for £1! up for success. 94 Finance

At just 21, Grace Victory began her YouTube channel originally under the name of The Ugly Face of Beauty. As her platform grew so did her voice, evolving from beauty focused content to exploring topics such as mental health, eating disorders and wellbeing. She chats to Lynda Clark about her career, her rst home and has some excellent advice for rst time buyers.

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FOR SALE

The best FTB properties.

MARKET

96 Market Ginetta Vedrickas looks into the pros and cons of buying a brand new home versus a property that needs renovation. Buying a xer-up may not be a truly cheap option.

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LEGAL

COMPETITION Win! A ReBorn kitchen bundle worth £170.

86 Reservation agreements Your rst step on to the property ladder can be as nerve-wracking as it is exciting. Stephen Ward, Director of Strategy and External Relations at the Council for Licensed Conveyancers looks at the situation. 88 Why Choose a

ADVICE

98 Agony Agent All your property questions answered by our panel of experts. 101 Buyer’s Guide Check out FTB’s Buyer’s Guide, which walks you through the property process. 108 Directory Check which scheme is right for you, plus some useful contacts.

Specialist Solicitor for Affordable Housing Purchases?

Bevin Woby, Director at Shared Direction Conveyancing explains.

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