2020 Benefits Eligibility Chart

The following table highlights eligibility for benefits and who pays for the coverage. If you are paying for all or part of the cost, the table also indicates whether your contributions are deducted from your paychecks before or after taxes are withheld. Most calendar years have 26 bi-weekly pay periods. Your cost will be deducted from each bi-weekly paycheck.

Eligibility By Associate Type

C

Regular Associate

Temporary Associate

Part Time 20-29 HRs/Wk

Part Time <20 HRs/Wk

Part Time <30 HRs/Wk

Full Time

Full Time

Pre/post tax

Who Contributes

Benefit

Vendor

Eligible to enroll the 1st day of the month on or after 30 calendar days of employment based on the eligibility chart below

Medical

Cigna

x

x

Pre-Tax

You & MAA

Dental

Cigna

x

Pre-Tax

You & MAA

Vision

Cigna

x

Pre-Tax

You at Group Rates

Flexible Spending Accounts (FSAs)

Discovery Benefits

x

Pre-Tax

You

Automatically enrolled the 1st day of the month on or after 90 calendar days of employment based on the eligibility chart below

Basic Life Insurance

Lincoln Financial Group

x

n/a

MAA

Basic Accidental Death & Dismemberment (AD&D)

Lincoln Financial Group

x

n/a

MAA

Short-Term Disability

Lincoln Financial Group

x

n/a

MAA

Long-Term Disability

Lincoln Financial Group

x

n/a

MAA

Eligible to enroll the 1st day of the month on or after 90 calendar days of employment based on the eligibility chart below

Optional Employee, Spouse, and Child Life Insurance Optional Employee, Spouse, and Child AD&D Accident Insurance, Hospital Indemnity Insurance, and Critical Illness Insurance

Lincoln Financial Group

x

Post-Tax

You at Group Rates

Lincoln Financial Group

x

Post-Tax

You at Group Rates

Metlife

x

x

Post-Tax

You at Group Rates

Pet Insurance

Nationwide

x

x

Post-Tax

You at Group Rates

Legal Insurance

ARAG

x

x

Post-Tax

You at Group Rates

Identity Theft Protection

LifeLock

x

x

Post-Tax

You at Group Rates

Automatically enrolled the 1st day of the month on or after 6 months of employment based on the eligibility chart below

401(k) Plan

Empower Retirement

x

x

x

x

x

Pre-Tax

You & MAA

Automatically enrolled on your date of hire

Employee Assistance Program (EAP)

Cigna

x

x

x

x

x

n/a

MAA

Eligible Dependents Dependents you can cover include: 

Legal spouse (same or opposite sex)

 Child(ren) up to age 26, regardless of marital or student status. Eligible children include your biological children, stepchildren, adopted children or children placed in your home for adoption, foster children and children for whom you are the court-appointed legal guardian if that child is financially dependent on you.  A child of any age who is medically certified as disabled (prior to the child’s 26th birthday), resides with you, and is primarily dependent upon your support.

5

Made with FlippingBook Learn more on our blog