Panic Proof Retirement - September 2025

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

The information published in this newsletter is educational in nature and is not intended to be a recommendation to sell or purchase an annuity or any specific insurance or financial product. You are strongly urged to consult with financial planning, tax, and legal advisors to determine if an annuity is suitable in your financial situation.

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INSIDE

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Growth, Safety, or Liquidity? Find the Right Investment Mix for You

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6 Steps to a Smoother Family Life

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Audiobook Adventures for Family Car Trips Grilled Teriyaki Flank Steak

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Have a Chat With Yourself — It’s Good for You

Talking to Yourself Isn’t Crazy — Really! IT’S SELF-CARE!

Find Lost Items Faster Have you ever lost your keys and started saying, “Where are my keys?” as you look around? That’s not just habit — it’s science at work. A study from the University of Wisconsin-Madison found that speaking the name of a lost object out loud can speed up the search process. When you vocalize what you’re looking for, your brain can use verbal and visual cues, helping you locate the item more efficiently. Improve Mental Health What you say to yourself matters. Practicing positive self-talk — like encouraging yourself after a mistake or giving yourself a confidence boost — can reduce stress and improve emotional resilience. Phrases like “I can handle this!” or “Let’s take it one step at a time!” support a healthier, more optimistic mindset. Here’s the bottom line: Talking to yourself is a powerful tool for improving focus, problem-solving, and emotional regulation. As long as the self-talk is constructive and kind, don’t hide it — embrace it instead. So, go ahead and have a chat with yourself. Your brain will thank you.

You’ve probably caught yourself muttering under your breath or talking out loud when no one else is around. While it may feel strange, research shows that talking to yourself is perfectly normal and can be good for your mental well-being. Gain Mental Clarity When you talk to yourself out loud, your brain slows down and organizes thoughts more clearly. This is especially helpful when you feel anxious, overwhelmed, or need to make a tough decision. Saying things out loud forces you to process information more deeply, almost like giving yourself advice from a trusted friend — after all, who knows you better than yourself? Boost Focus and Performance If you sometimes talk yourself through a difficult situation or task, keep it up! Research shows verbal cues can sharpen focus and improve task performance. Athletes, for example, often use motivational self-talk like “Keep going!” or “You’ve got this!” during training and competition. That same technique can help you power through a challenging work project or stressful situation with more confidence and drive.

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