Spear PT - 2026 Benefit Guide

Benefits for 2026

Employee Medical Contributions

Centivo Advantage Plan

EMPLOYEE COST

Weekly

Bi-Weekly

Employee

$39.72

$79.45

Employee + Spouse

$179.52

$359.04

Employee + Child(ren)

$139.07

$278.14

Employee + Family

$235.89

$471.77

Cigna HSA $3500 Plan

EMPLOYEE COST

Weekly

Bi-Weekly

Employee

$43.70

$87.39

Employee + Spouse

$197.47

$394.95

Employee + Child(ren)

$152.98

$305.95

Employee + Family

$259.47

$518.95

Cigna OAP Plan

EMPLOYEE COST

Weekly

Bi-Weekly

Employee

$95.40

$190.80

Employee + Spouse

$300.68

$601.35

Employee + Child(ren)

$242.26

$484.53

Employee + Family

$465.54

$931.08

Zero-dollar Member responsibility for PT/OT at Spear facilities

* Member may be responsible for any amount over the allowed amo

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.

2026 Employee Benefit Guide

12

Made with FlippingBook - Online catalogs