Spear PT - 2026 Benefit Guide

Benefits for 2026

Vision

SUMMARY OF COVERAGE

Lincoln – Vision

IN NETWORK BENEFITS

Vision Exam

$10 Copay

Lenses

Single

$25Copay

Bifocal Trifocal

$25 Copay $25 Copay

Progressive

$90 Copay

Frames

$130 Allowance $125 Allowance

Elective Contact Lenses

Medically Necessary Contact Lenses

$25 Copay

Frequency (Months) Exam

Every 12 Months

Lenses

Every 12 Months

Frames

Every 24 Months

OUT OF NETWORK

Vision Exam

$40 Allowance

Lenses

Single

$40 Allowance

Bifocal

$60 Allowance

Trifocal

$80 Allowance

Frames

$45 Allowance

Elective Contact Lenses

$125 Allowance

Medically Necessary Contact Lenses

$210 Allowance

EMPLOYEE COST Weekly

Bi-Weekly

Employee

$0.90

$1.80

Employee + Spouse

$1.70

$3.41

Employee + Child(ren)

$2.00

$4.00

Employee + Family

$2.82

$5.63

This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.

2026 Employee Benefit Guide

23

Made with FlippingBook - Online catalogs