Benefits for 2026
Short Term Disability
SUMMARY OF COVERAGE
Spear provides employees with the option of voluntary short-term coverage for those unexpected situations that may keep you from performing the daily responsibilities of your job. Your disability plan is available to help supplement your income when you are not able to continue employment for a certain period of time. Short-term disability benefits may be reduced by benefits received from state disability or temporary worker’s compensation programs. Total benefits received from the policy, state disability, temporary worker’s compensation programs and employers sick pay may not exceed 100% of your income prior to your disability.
Lincoln Voluntary Short Term Benefits
Plan Features
Employee Benefit Amount
60%
Maximum Benefit Amount
$1,500 Weekly
Elimination Period (Accident)
7
Elimination Period (Sickness)
7
Benefit Duration
25Weeks
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
2026 Employee Benefit Guide
25
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