TO: Carla Giambona, Director of HR
DATE: October 23, 2025
SUBJECT: Required Annual Notices for Group Health Plans
Group health plans are required under federal law to supply certain notices to eligible employees and plan participants. Many of these notices must be provided when distributing open enrollment materials. We are providing the attached 2026 Annual Notices as a courtesy to our clients to help fulfill your responsibility. Generally, the applicable distribution rules (including ERISAand HIPAA) require that these notices be either hand delivered or sent via US mail unless your employees meet the DOL’selectronic delivery requirements or you have a signed authorization from the recipient consenting to receive the notices electronically. If you have questions about the information provided in these documents, please contact us at (330)540-8732 or pconstantine@briobenefits.com.Please note that these materials are intended to be educational and informational. The materials are not intended to provide legal advice. You are encouraged to consult your own legal advisor on employee benefits matters about compliance with your legal obligations.
This notice packet covers only the basic federal employee benefit health and welfare related notice requirements. This notice packet is not a comprehensive source of all required notices (labor, tax, or otherwise) that employers may be subject to by the IRS, the Department of Labor, or any other federal or state regulators, due to their geographic location, size, industry, or demographics.
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