Spear provides an array of benefits that can help you enjoy increased well-being, deal with an unexpected illness or accident, build and protect your financial security, balance your personal and professional life and meet everyday needs. These benefits are affordable, comprehensive and competitive. Benefits for 2026 Overview of Benefits Programs
The table below summarizes the benefits available to eligible staff and their dependents. These benefits are described in greater detail in this booklet.
BENEFITS AT-A-GLANCE
Coverage
Carrier
Medical
Dental
Vision
Life and AD&D
Long-Term Disability
Short-Term Disability Employee Assistance Program (EAP)
Accident, Critical Illness, Hospital Indemnity
ID Theft
Legal
Commuter Flexible Spending Account (FSA) Dependent Care FSA
This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance carrier or provider’s contract.
2026 Employee Benefit Guide
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