Graves Directional Drilling - 2025 Benefits Guide

MEDICAL COVERAGE

Graves Directional Drilling offers the following plans through Anthem.

Insurance Carrier:

Anthem Medical Insurance

Medical Plan:

$2,500 / 10% Copay Plan

$6,000 / 30% Copay Plan

In-Network: Primary Care Visits

$30 Copay $70 Copay $70 Copay

$30 Copay $70 Copay $70 Copay

Specialist Care Visits

Urgent Care

Emergency Room Care

Deductible applies; then $350 copay

Deductible applies; then $350 copay

Preventative Visit Copay Diagnostic Testing (X-Ray / Blood Work)

$0

$0

Deductible; then 10% coinsurance

Deductible; then 30% coinsurance

Advanced Imaging

Deductible; then 10% coinsurance

Deductible; then 30% coinsurance

Plan Coinsurance

90%

70%

Employee Deductible

$2,500 $5,000

$6,000

Family Deductible

$12,000

Employee Out-of-Pocket Max

$4,500 (includes deductible) $9,000 (includes deductible)

$8,500 (includes deductible)

Family Out-of-Pocket Max

$17,000 (includes deductible)

Inpatient Hospital

Deductible; then 10% coinsurance Deductible; then 10% coinsurance

Deductible; then 30% coinsurance Deductible; then 30% coinsurance

Outpatient Hospital or Facility

Out-of-Network Plan Coinsurance

50%

50%

Employee Deductible

$7,500

$18,000 $54,000 $25,000 $76,500

Family Deductible

$22,500 $13,500 $40,500

Employee Out-of-Pocket Max

Family Out-of-Pocket Max

Prescription Drugs 30-day supply Tier 1 - Generic

$10 Copay $60 Copay $90 Copay

$15 Copay

Tier 2 - Preferred

100% Coinsurance 100% Coinsurance

Tier 3 - Non-Preferred

Tier 4 - Specialty

20% Coinsurance

100% Coinsurance

Employee Weekly Deduction Employee Only

$78.97

$50.19

Employee + Spouse Employee + Child(ren)

$221.05 $201.68 $343.76

$160.62 $145.56 $255.99

Family

4 | Graves Directional Drilling 2025 Benefits Guide

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