Simon Law Firm October 2017

Let Us Guide You To Justice The Georgia Legal Report

404-259-7635

www.christophersimon.com

October 2017

Protect Your Credit From Hackers

Between May and July, hackers accessed 143 million people ’ s private financial data housed on Equifax’ s servers .

Step 2: Set Alerts You can set a fraud alert that will warn you if an account is opened. This must be renewed every 90 days.

B etween May and July, hackers accessed 143 million people’s as though the data was housed in dispute complaints that consumers had filed over the years. The stolen data includes names, Social Security numbers, birth dates, addresses, driver’s license numbers, and 200,000 credit card numbers. Equifax is one of the big three credit agencies that houses and sells consumer credit and finance data at a huge profit. When credit card companies get an application from a consumer, this is one of the sources they use to determine credit worthiness. They know everything about you. So, what am I doing to fix it? Equifax’s own tool has been documented by CNET and others as unreliable, so just assume your data is out there and act to protect yourself. As the saying goes, an ounce of prevention is worth a pound of cure. Step 1: Survey the Existing Landscape Sign up with Credit Karma and see what your report looks like now, because the bad guys have had the data since May. Visit CreditKarma.com. It’s free and trusted by experts. If there are accounts listed there, contact that company’s fraud department immediately.

Equifax: equifax.com/CreditReportAssistance or 1-888-766-0008

Experian: experian.com/fraudalert or 1-888-397-3742

TransUnion: transunion.com/fraud or 1-800-680-7289

Step 3: Freeze Your Credit This is pretty extreme and you will have to unfreeze it to apply for accounts, but it is the gold standard. You can freeze your credit by calling one of these numbers. This will prevent any new accounts from being opened up.

Equifax: freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp or 1-800-349-9960

Experian: experian.com/freeze/center.html or 1 888 397 3742

TransUnion: transunion.com/freeze or 1-888-909-8872

- Christopher Simon

www.christophersimon.com | 1

Published by The Newsletter Pro • www.newsletterpro.com

Made with FlippingBook - Online magazine maker