2024 BENEFITS GUIDE
Accident Insurance
Principal's Accident coverage can help cover the costs associated with the care of a covered accidental injury. As good as the health care is that you receive today, an accident can require a variety of treatments, testing, therapies and othe r care and services to assist in recovery. Each of these services usually mean extra out of pocket costs for you to pay beyond what your medical plan may cover. Nobody plans to have an accident — and most people don’t budget for one, either. Accident insurance helps employees pay for out-of- pocket expenses medical insurance won’t cover.
Please be advised this is a brief overview. Refer to your Summary Plan Description for complete benefit information.
Employee Bi-weekly Contribution
Accident Insurance
Employee
$3.61 $5.76 $6.96 $10.76
Employee + Spouse Employee + Child(ren) Employee + Family
Benefits payable Injury
Benefit
Burn
Up to $5,000
Coma
$15,000
Concussion
$500 $500
Dental injury
Dislocation
Up to $7,500 Up to $10,000
Fracture
Injuries not specifically listed
$100
Internal injury Minor surgery
$1,500 $1,500
Accidental Death and Dismemberment (AD&D) Employee
$25,000 $12,500
Spouse
Children
$6,250
Note: This is a brief summary – please refer to your Principal certificate for details. Please contact Principal's Customer Service at 1-800-245-1522 with questions regarding benefits and claims.
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