TruStage - Health Needs Assessment Guide

• Bipolar disorder • Downs syndrome • Schizophrenia

Examples of mental health disorders: • Anxiety • Depression

• Post-traumatic stress disorder (PTSD)

If a consumer is ever unsure about the categorization, severity, or nature of their condition, direct them back to their physician.

Insurance | Investments | Technology

TruStage™ Term Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Base Form: ICC25-PBT1, 2025-PBT1. TruStage™ Guaranteed Acceptance Whole Life Insurance is issued by CMFG Life Insurance Company. Death benefit is limited the first 2 years of the policy and is limited to a return of 100% of premiums, plus 10%. Base Form Numbers: ICC16-GAWL, 2016-GAWL. TruStage™ Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. Base Form Numbers: ICC20-WLMLIC, 2020-WLMLIC. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any depository institution. Product and features may vary and not be available in all states. Corporate Headquarters: 5910 Mineral Point Road, Madison, WI 53705. © TruStage The products you have from CMFG Life Insurance Company and MEMBERS Life Insurance Company are designed to help meet the needs of your customer. As an insurance agent, you must carefully evaluate each client's financial situation, needs, objectives, and risk tolerance before recommending any insurance or investment product.

TAWL, GAWL, PBT-8403691.1-0925-1027

For Internal use only. Not to be shown or distributed to the public.

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