Customer Attributes
Indicator
Key Attributes
Investment Time Frame Very Short (< 12 months)
Investments in this fund are perpetual. Withdrawal Offers are made each month. However, the ability to make a Withdrawal Offer, and the amount available to all investors under any Withdrawal Offer, depends on loan repayments in that month. The majority of loans are for a period of 18 months or more duration. Investors have no obligation to participate in a Withdrawal Offer. Investors in the Fund should understand what a first mortgage is and understand and be comfortable with the risks involved. An Investor in the Fund should be comfortable knowing that their capital can be invested in, at any time, up to ~30+ registered first mortgages managed by GPS. They should also be comfortable with loan to value ratios of up to 70%. Investors in the Fund only need periodic access to their capital and are not reliant on the ability to withdraw at any time. For an applicant that believes they would need to realize their investment at any time, with less than 31 days’ notice, this Fund is not appropriate.
Short (< 2 years)
Medium (< 6 years)
Long (> 6 years) Customer Risk & Return Profile Very High High Medium Low Customer Need for Access to Capital Daily
Weekly Monthly Quarterly or longer
Current Investors All current Investors meet the attributes of this TMD. As no complaints have been made about the Fund, and we have not had any significant unexplained withdrawals, GPS believes all current Investors meet the objectives and the risk profile of our target customer. Distribution Conditions The Fund’s PDS is made available on our website for current Investors and potential applicants to download. Potential investors can also obtain the PDS though our online channels at www.olivia123.com/ and www.investmentmarkets. com.au/. Potential applicants will only otherwise be issued a GPS PDS by a GPS Investor Services Team member. The Fund’s PDS is not available through other channels and Investors generally do not obtain the PDS through a financial advisor. Distribution Monitoring and Review This TMD will be reviewed contemporaneously with the PDS every 6 months to ensure it remains appropriate and any material changes may be reflected in the PDS. It will also be reviewed should a Trigger Event occur. Date of Next Review - July 2026 Trigger Events: 1. The Fund changes structure; 2. The Fund changes investment strategy; 3. A complaint is made about an Investor’s investment in the Fund; 4. Our distribution methodology changes in any way; 5. The Fund ceases paying interest; 6. The target distribution rate is reviewed; 7. A substantial amount, in either dollar value or number of Investors, is to be withdrawn from the Fund with no reasonable explanation; 8. A significantly higher than average number of accounts are opened or closed in a single month; 9. A significant number of people, who do not meet target market requirements apply to invest in the Fund; and 10. An event or change in circumstances that would reasonably suggest that the TMD is no longer appropriate.
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Arkus TMD
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