Datasheet: SME Lending

Maximize Value Across the Entire Customer Lifecycle

SMEs are the backbone of economies, representing huge percentages of total employment and contributing massively to GDPs. They drive economic growth, competition and job creation all at once. However, supporting these SMEs with the loans they need to operate can be a complex process for lenders, and are typically viewed as high-risk and high-cost. As a result, the industry faces an enormous funding gap, leaving SMEs at risk of closing and lenders with a lucrative segment untapped. AI Powered Decisioning With Provenir’s AI-Powered Decisioning Platform, you gain an all-in-one, intelligent solution for end-to-end decisioning. Manage all of your SME risk operations - including fraud, onboarding, and customer management - on one platform powered by real-time analytics and business insights to power future-proof lending. Leveraging advanced automation, rapid data integration, accurate decisioning, and the power of artificial intelligence, Provenir simplifies and streamlines every step in the process. Simply put, we enable you to make the smartest decisions, faster. Businesses get the accelerated funding they need and you get sustainable growth and risk strategy innovation. Provenir for Small-to-Medium Enterprise Lending Faster Approvals. Intelligent Decisioning. “The key customer requirement is to get funding as quickly as possible. We needed a platform that would enable us to gain efficiency by automating data gathering and simplifying underwriting. The flexibility of Provenir allows us to create our own risk decisioning workflows that can easily connect with any data source.” - Novuna

Choose Provenir For: Frictionless Applications: Automate onboarding to streamline complex application processing. Reduce time to funding to increase customer satisfaction and mitigate risk. Improved Accuracy: Accurately and efficiently predict risk for each credit request. Access and analyze a wide variety of business data to improve decisioning accuracy and compliance. Increased Agility: Quickly adjust strategies to respond to changing economic needs. Empower your team with business user-friendly, drag-and-drop UI. Flexible Technology to Simplify SME Lending Provenir’s solutions for SME Lending put the power of change into the hands of your business. Innovative, user-focused tools empower business users and IT to quickly build efficient, customer-focused SME lending processes. Real-time data and auto- optimization with AI allows you to identify growth opportunities, pivot to new business lines and respond faster to market trends.

Key Benefits: • Find data partners and use data across decisioning processes, with simple integrations on a single API • Improve responsiveness with instant decisioning and straight-through processing • Determine credit and fraud risk with automated data enrichment and risk decisioning • Increase compliance with risk models operationalized in decisioning processes • Reduce reliance on outside vendors with business-friendly, drag-and-drop configuration tools to create and change processes

• Enhance collaboration, while encouraging creativity for business growth • Improve data models with real-time insights, and auto-optimization to enhance model performance and accuracy • Empower growth with solutions that support the full SME customer lifecycle, including onboarding, fraud prevention, and case management • Provide rapid approvals with on- demand automation that streamlines digital experiences with omnichannel decisioning

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