Wolf Retirement Navigation - July 2020

Your Future CAN Be Certain Stop Putting Off Your Estate Plan

One of the biggest and most common mistakes people make in their lives is believing that they don’t have enough assets to bother with when it comes to estate planning. When people who don’t have an estate plan pass away, their family is left dealing with an expensive, invasive probate process. If you have ever heard about a family torn apart after someone passed away, then it’s a good chance the drama was due to a lack of estate planning. Beyond keeping your family from becoming a soap opera after you pass away, estate planning is a comprehensive process that helps make the end of your life a little less frightening. Here are a few ways estate planning lends more certainty to your future. • Your care is planned for. Most people will enter a point in their lives when they cannot remain independent. When this happens, do you want to

remain at home with hired caregivers, move to a retirement community near the beach, or spend your days in a nursing home you’ve never heard of? Estate planning helps you determine what you want your future to look like and helps you budget for those costs. • You’ll know that you will be in good hands. Giving someone power of attorney means granting them the authority to make legal and/or health decisions on your behalf. Many people put off naming a durable power of attorney “until they need it.” However, in that case, if you find that you need a power of attorney to make decisions on your behalf, then you won’t be in a position to name someone. If you don’t have a durable power of attorney, then someone will be named as your guardian, which demands an expensive, drawn-out court process.

• Your loved ones will be cared for. If anyone relies on you, be it a child or a partner, then you need an estate plan, even if you do not have a lot of money you plan to pass down as inheritance. Creating an estate plan outlines guardianship for any children, details financial accounts your partner may not know about, and gives your loved ones one less thing to worry about when they are mourning your loss. Stop putting off creating your estate plan. If you need some help getting started, then give us a call now at 904-232-8760. We can help you factor estate planning in your retirement plans and recommend an attorney to help you address the legal matters involved with estate planning.

SUDOKU

This simple recipe can make any breakfast a little more fun. We recommend pairing your kebabs with your favorite kind of eggs.

INGREDIENTS

EQUIPMENT • 5 metal or soaked wooden kebab skewers

• 7 oz frozen, fully cooked breakfast sausage links, thawed • 20 oz pineapple chunks, drained • 10 medium-sized, fresh mushrooms

• 2 tbsp butter, melted • Maple syrup, to taste

DIRECTIONS

1. Cut sausages in half. Thread alternating sausages halves, pineapple chunks, and mushrooms onto kebab skewers. Brush with butter and syrup.

2. Grill over medium heat, regularly turning and basting with syrup, until sausages are lightly browned, about 8 minutes.

Solution on Page 4

Inspired by TasteOfHome.com

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