Lyndon Thomas Insurance - December 2022

We Help You With Medicare.

THE MEDICARE NUMBERS FOR 2023 You may have already seen the 2023 updates, but we’d like to make sure you have them. The adjoining article covers the reason for the Part B premium decrease.

ORIGINAL MEDICARE Part A Hospital Deductible, days 1-60 Part A Hospital copay, days 61-90 Part A Hospital copay, days 91-150 Part A Skilled Nursing (Inpatient) Coinsurance Other Part A benefits, In-Home Skilled Nursing and Hospice Part B Premium Part B Annual Deductible Part B Coinsurance for

2022 $1,556

2023 $1,600

$389 per day $778 per day

$400 per day $800 per day $0 days 1-20 $200 days 21-100 $0

For those with MEDICARE SUPPLEMENT POLICIES (and the accompanying age-related premium increases), these out-of-pocket costs or “gaps” are nearly or completely eliminated, depending on the Supplement plan owned. The Part D Prescription Drug Program is a separate purchase. For those with MEDICARE ADVANTAGE PLANS (with premiums as low as $0 per month), these Medicare amounts are replaced with the copays offered by each plan for that year. In most cases, these copays are less than the Original Medicare amounts listed here, even as low as $0. Network pre-authorizations are usually required. Further, Advantage plans have an out-of-pocket maximum limit, which Original Medicare does not have. The Part D Prescription Drug Program is usually a “build-in” part of the Advantage plan. That’s 2023 in a nutshell. Never hesitate to call Lyndon Thomas Insurance with any questions about Medicare or your plan.

$0 days 1-20 $194.50 days 21-100 $0

$170.10 $233 20%

$164.90 $226 20%

other physician and out-patient services

SUDOKU

NO-BAKE PEANUT BUTTER SNOWBALLS

Ingredients

• •

1 cup powdered sugar

• •

3 tbsp softened butter

1/2 cup creamy peanut butter

1 lb white chocolate candy coating

1. Line a cookie sheet with parchment or wax paper. 2. In a medium bowl, combine powdered sugar, peanut butter, and softened butter. Mix until evenly combined. 3. Shape the mixture into 1-inch balls and place them on the lined cookie sheet. Chill in the refrigerator for 30 minutes or until firm. 4. In a microwave-safe bowl, melt white chocolate candy coating in increments of 30 seconds, stirring occasionally until smooth. 5. In the same bowl, use skewers to dip peanut butter balls into the chocolate before placing them on a lined cookie sheet so they can harden. 6. Chill until ready and then serve! Directions

3

CA# 0D96309

805-646-6409

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