Y G Neighbors in need: more than a mortgage. Life is It’s about the Germania lends a helping hand in Hurricane Laura’s wake ou just bought your first house. You’re about to send your daughter off to college. You purchased a brand-new RV for retirement road-tripping. Do any of these scenarios apply to you? Of course they do! These are common types of outstanding loans accumulated in an average lifetime. While you may be making the necessary payments on them now, are you prepared if something tragic happened to a family provider? With a Decreasing Term Life Insurance policy, Germania Life can help your family protect what’s most important in their lives by covering all the costs in between. Historically used to provide mortgage protection, a Decreasing Term policy is so much more. The policy’s benefit is paid directly to the family rather than a mortgage lender, so it can be used to cover any type of outstanding debt, including vehicle loans, home renovations, and student loan debt. As you pay off your debts – such as a mortgage or car payment – your financial needs decrease. A Decreasing Term Life Insurance policy is like Term Life Insurance, except the death benefit decreases over the life of the policy. This means you can purchase a greater amount of coverage for your family at a more affordable premium. There is also no medical exam required for prospects 18 to 55 years old seeking up to $100,000 in coverage. Plus, current Germania property customers can receive a 10% discount on their property policy when purchasing any Germania Life product. Germania Life is here to take the uncertainty out of buying life insurance with simplified underwriting options, honest and confidential conversation, and a wide variety of premium options. Contact our experienced staff of licensed life insurance agents at 1-800-392-2202, ext. 2060, or email glife@germaniainsurance.com, and they will be happy to assist you. moments in between.
With a last-minute turn to the east, Hurricane Laura spared much of the Texas coast – and many Germania policyholders – from catastrophic
starting with those with the most severe damage. Due to Hurricane Laura’s eleventh-hour divergence toward Louisiana, Germania deemed it unnecessary to deploy its Catastrophe Response Unit, a fully functioning, mobile field office equipped with workstations and a state-of- the-art satellite system. Rest assured the Catastrophe Response Unit stands ready to provide a safe, self-contained environment for communities needing it most at a moment’s notice. We continue to express well wishes to our neighbors and friends to the east while they continue recovery efforts.
flooding and damage. Germania kept an eagle eye on Hurricane Laura as it made landfall Aug. 27 near Cameron, Louisiana, as a Category 4 storm. The hardest hit areas of Texas in Germania’s coverage area included Newton, Sabine, Jasper, and Shelby counties. Without delay, dozens of Germania adjusters joined local Germania agents in the Piney Woods to service insureds,
8 | Germania Today
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