SHOULD YOU GO IT ALONE?
When you are injured in an auto accident or any other kind of accident, you may consider pursuing a settlement without a lawyer. A lot of people ask themselves, “How hard can it really be?” Insurance companies love this. Why? Because they want you to “play the fool.” They are not in business to work with you, regardless of your injuries or expenses, like hospital bills and wages lost due to time away from work. They do not want to pay you the amount you need and deserve. It comes down to this: If an insurance company can get away with paying you as little as possible (preferably nothing), they will. This is why it’s so important to work with an attorney. On your own, it is possible to settle with insurance companies or the opposing party’s legal team. It may take a lot of time and countless phone calls, but it’s possible. It’s also possible that the insurance company will make you an offer on the first phone call (saving you a ton of time!). However, you will likely receive a much smaller settlement than you otherwise would. So small, in fact, that it is unlikely to cover all of your medical bills, lost wages, car repair, and any other bills you may have accrued after the accident. You’ll be left picking up the slack. Why It’s Important to Work With an Attorney After an Accident • How much do you know about the law and the full extent of your rights in an auto accident/injury situation? • Are you prepared to deal with all of the administrative duties, if necessary? • Are you in a position to take on the responsibility and stress that comes with working with an insurance company or the other party’s legal team? One mistake or missed deadline can cost you dearly. When all you want to do is take care of medical bills and lost wages and get your life back on track after an accident, consider your best legal option: an attorney. Here are some questions to keep in mind before independently pursuing a settlement.
Stop the Spread
School is back in session, but your child may be bringing home more than just random facts. Germs and bacteria that spread the common cold and flu are most prevalent in schools, but while these illnesses are strong, prevention is simple. Teach your kids how to prevent the spread of bacteria this season with these helpful tips. Prevent Colds and the Flu With Kid-Friendly Teaching Tools Kids learn more by watching what you do rather than listening to what you tell them to do. Get in the habit of covering your nose and mouth when you cough or sneeze, and then wash your hands. Make hand sanitizer and facial tissues readily available in your home and be sure to wash your hands before every meal. In addition, stick to healthy habits when you do feel sick. Drink fluids, get plenty of rest, and seek medical attention when it’s warranted. If your children see you taking care of yourself, they will be more likely to do the same for themselves in the future. Hand washing and nose blowing are about as fun as … well, just that. It’s no wonder children don’t want to take time out of their busy play schedules to combat nasty germs. Instead of making these important steps a chore, make basic hygiene fun. Use fun songs to teach the proper way to cover a sneeze, or do a science experiment to teach your children about how the germs spread through just one sneeze. (According to research, sneezes can travel anywhere from 19–26 feet at 100 miles per hour!) For crafty kids, let them decorate tissue boxes or hand sanitizer containers to give hygiene some flair. Soon enough, you’ll find them being smarter about their health. As kids pack into classrooms this fall, germs will fly faster than this past summer did. Prevent the spread of the common cold and flu by learning more tips from the Centers for Disease Control and Prevention online at CDC.gov. Ahh ... Ahh ... ACHOO! But Mommy Doesn’t Cover Her Nose!
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