Wolf Retirement Navigation February 2019

Plan for the Best It takes a lot to prepare for a succesful retirement. There are many uncertainties when leaving a stable work environment, and making sure you don’t outlive your retirement savings.

4 Tips for a Great Retirement

3. Work on Your Relationship Retirement can be challenging for married couples. No matter how much spouses love each other, after retirement, it’s not uncommon for couples to get annoyed of their partner always being in their space. Take this time to strengthen

But money isn’t the only thing you should think about when planning for retirement. Here are four tips to help you enjoy your retirement for years to come. 1. Stay Social During our working years, we spend most of our time at our jobs surrounded by coworkers. Whether you love your job or not, leaving the office means losing a lot of daily social interactions. It’s okay to

your relationship. Go on a second honeymoon, try some new activities together, or learn how to respect each other’s alone time.

4. Don’t Stop Planning Reaching retirement isn’t like crossing the finish line at the end of a marathon — you can’t stop thinking about the next step just because you’ve left the workforce. Careful planning empowered you to retire when you wanted to, so you need to keep planning in order to enjoy the rest of your retirement. Talk to your financial advisor throughout the year, review your tax situation each year, and update your estate plan regularly, especially when life-altering changes occur. Do you have a solid plan that will take you to retirement and beyond? Whether you do or don’t, we can help you build a smart – or smarter — written plan aimed for success! Call 904-232-8760 to schedule a meeting with the retirement professionals at Wolf Retirement Navigation. Learn how you can realize your retirement dreams.

enjoy your alone time, but don’t let yourself get lonely. Register for classes at your local rec center, join a club, spend time with your grandkids, volunteer in your community, or make plans to have dinner with friends. 2. Stay Active Health care costs will drain your retirement savings faster than any vacation. And poor health can greatly diminish how much you enjoy your golden years. Maintain your health and independence with a solid nutrition and exercise plan. Even taking a brisk walk once a day can improve cognitive strength, heart health, and longevity.

SUDOKU

This easy, delicious vegan chocolate bark is the perfect Valentine’s Day treat. Make it a few days in advance, bag it up, and share it with your loved ones.

INGREDIENTS

• 7 ounces dark chocolate • 1/4 cup roasted hazelnuts

• 1/4 cup dried cranberries • 1/4 cup dried cherries

DIRECTIONS

1. Chop chocolate and place into a mixing bowl. 2. In a double boiler, melt

3. Once melted, pour

chocolate into a baking sheet lined with parchment paper. Spread evenly. 4. Add hazelnuts and dried fruits. Let sit at room temperature until set. 5. Break into shards and serve.

chocolate. Stir frequently and remove from heat as needed to prevent burning. Keep chocolate under 115 F.

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2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island

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