Elder Care Firm March 2018

Plan. Protect. Preserve.

OFFICES: Brighton | Bloomfield Hills | Livonia | Novi

THEY CAN’T ALL BE WINNERS What Your Bracket Can Teach You About Estate Planning

When March rolls around every year, you can bet I’m looking forward to the NCAA Tournament. Sports don’t get much more exciting than the first four days of March Madness. It seems like something incredible is happening from the moment the games start on Thursday until the end of play on Sunday. At its peak, when multiple games are happening at once and brackets are being made and broken by the second, there’s a frenetic energy that no other sporting event can match.

When we develop plans for our clients, we never assume that everything will go exactly according to plan. That’s just not how life works. But we have the tools to overcome the buzzer- beaters that you’re not expecting.

Come to think of it, picking a bracket that stands a chance of winning your pool isn’t all that different from developing a solid estate plan. In both cases, you have to plan for the unexpected. If you pick favorites in every game, you’ll never stand a chance of winning. Similarly, you can’t expect your life to proceed without a few upsets happening along the way. Comprehensive estate and elder care plans require you to prepare for contingencies. If you get sick and need long-term care, you want to make sure it won’t deplete your savings. Elder care law and estate planning gives you the peace of mind that comes from knowing that you’ll be prepared even if something bad happens. Unlike a bracket, the documents you create for your estate plan will serve you and your loved ones for a lot longer than a few days. Their utility will last for generations. When we develop plans for our clients, we never assume that everything will go exactly according to plan. That’s just not how life works. But we have the tools to overcome the buzzer-beaters that you’re

not expecting. By creating a varied, comprehensive strategy that meets your needs, you ensure that little hiccups won’t result in your entire plan going in the trash can. If you’re filling out a bracket this year, I wish you all the best. At the very least, I hope you’re not in despair after the first couple of rounds. You may not know what will happen on the court, but that’s the fun of watching the games. – Christopher J. Berry

As an MSU graduate and lifelong Spartans fan, I’ve been lucky enough to have a perennial contender to root for. But I still get excited about upsets, especially when I picked them on my bracket. Ever since I was a kid, I’ve loved the educated guesswork of filling out a bracket. I used to do the bracket that my mom submitted to her office pool. I think we may have even won once or twice. There are no guarantees when it comes to picking winners for your bracket. Now, you can be pretty sure that a 12-seed will beat a 5 — it always seems to happen — but which one is anyone’s guess. Even the experts who devote their entire careers to bracket prognostication don’t come close to being perfect. I always try to pick a good mix in terms of favorites and upsets, and then I hope for the best.

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Plan. Protect. Preserve.

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