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Editor's letter Welcome to your second special quarterly edition of Metrics Monthly!

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This issue, we have your quarterly dose of industry news, interesting insights and opinion pieces on the latest hot-topics. In our headline piece , CEO David Wylie considers how increased interest rates could impact the lending sector, and asks the question: is increased infla - tion on the way? Our 'In the news ' section this issue shares the findings that there's a rise in young borrowers using data sharing like Open Banking, and consider how this effects the lending sector. What's more, the decline of cash fuelled by the pandemic could result in vulnerable members of society missing out, and, with the stamp duty holiday coming to an end, there's potentially some good news for First Time Buyers. Despite the extension to current restric- tions, the Government's roadmap to normality is in motion, so we asked you whether you think face-to-face meetings will go back to how they

were before and the results painted an interesting picture of the future of work. Find out the response, and what this could mean for the working world, in 'Adapting to ever-changing circum- stances' on page 06. In LendingMetrics' news, we're introducing some new faces to the company, have been shortlisted for two awards by FStech and are also counting on your vote for our third Consumer Credit Award. Find out more on page 08. Our featured customer story looks at how specialist lender United Trust Bank are utilising ADP for their auto- mated mortgage decisioning, leading the way in offering its introducers and customers the most streamlined tech- nology-led approvals processes. If you haven’t already subscribed to Metrics Monthly, make sure you don’t miss our new quarterly editions by subscribing here !

Our online Auto Decision Platform (ADP) saves on time, money and errors, driving more profits to your bottom line. Monitor transactions, prevent application fraud and ensure your company adheres to new regulatory requirements. With Lendingmetrics’ ADP, you can facilitate your company’s growth and enhance it’s lending security.

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Georgia Pullen Design and Communications Executive


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