Wolf Retirement Navigation - November 2021

Comparison Shop Like a Champ During the Holiday Season

The best deal isn’t always the lowest price . If you’re buying gifts online, be sure to take shipping costs into account. They might end up making the cheaper option more expensive in the end. You should also take a look at the return fees, in case these could drive the price up significantly. Look at the per unit price for food. If you’re buying groceries for Thanksgiving dinner, sometimes the item that’s more expensive at face value is actually cheaper per unit. That can mean you’ll save money overall by buying in bulk. Be wary of markups. Black Friday can leave you feeling frenzied, and that’s not always when stores have their best deals. In fact, many of them mark up their prices (sometimes “discounting” them back to their regular price) in preparation for that day. It’s a good rule of thumb to be wary of massive “sales” at big retail locations. If you want to know where you can compare prices, take a look at any one of these apps: Google Shopping, PriceGrabber, Shopping.com, Idealo, Shopzilla, BuyVia, NowDiscount, ScanLife, or ShopSavvy.

The holiday season can be expensive. Sure, you might describe this time of year with less cynical words like “magical” or “warm,” but unfortunately, most stores don’t accept magic or warmth as legal tender. Whether it be for gifts or for holiday meals and treats,

most people want to get the most for their money while saving their time and energy. That’s what makes comparison shopping in the age of technology so worthwhile. In case you didn’t already guess its meaning, “comparison shopping” is simply when you compare prices of the same or similar products at different stores or online retailers. You’ve probably done comparison shopping without knowing you were doing it. However, once you truly embrace the concept, you

can increase your savings. Plus, by using the bevy of online price comparison tools, you can do so without scrambling around to every store in town.

If you want to comparison shop like a champ this holiday season, here are a few general tips.

EMPLOYEE SPOTLIGHT

EILEEN YBANEZ IN THE SPOTLIGHT

that Wolf Retirement is “home,” and she truly enjoys her job and the clients with whom she works. “When I first started working here, I was only here for two weeks, and I told Adam that I had some vacation time previously planned. He wasn’t worried and paid me for a two-week vacation right away. That’s just the kind of guy that he is,” Eileen said, smiling. Eileen and her husband have been very active in Saint Joseph’s Catholic Church for the past 20 years and help the homeless ministry as well. She loves the support of the members and her community. Here at Wolf Retirement Navigation, we are extremely blessed to have her. Especially in this month of thanks and giving, we appreciate you, Eileen!

administration. “I always did really well in school,” Eileen stated. “I would always nail the tough questions and miss the easy ones.” She has accumulated over 25 years of experience in banking, including mortgage loan processing, insurance, and securities. She currently holds her series 65 investment advisor’s license. “Getting into the industry, I was attracted to it because I like helping people with their finances. Each case is different, and I love taking on new challenges. It’s a very thankful job,” Eileen explained. She met Adam at Wolf Retirement when the office discovered her resume on Indeed in November 2017. “I wasn’t really expecting it, but four people interviewed me that day. I immediately fell in love with the office and the staff. It was a great fit from the start,” Eileen recalled. Eileen feels

Eileen is our Director of Client Services and an integral part of our team! Having been presented with multiple recognition awards for amazing customer service, Eileen is a warm face for our clients, and she takes on many roles in our office. Eileen graduated magna cum laude from Lenoir-Rhyne University in Hickory, North Carolina with a Bachelor of Arts in business

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